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Wedding loans
A personal loan could help to cover the costs of your wedding day. You can use it to pay for things like the venue hire and accommodation.
Apply nowImportant information: How much we lend and the rate available are dependent on our assessment of your circumstances. You must be age 18 or over and a UK resident. You must have had a Lloyds Bank current account for at least one month.
Get a quote for a wedding loan
Tell us how much you want to borrow and over how long to get a quote. This won't affect your credit score.
If you go on to apply, you’ll get a loan decision online.
Let’s look at the details
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Using a loan to pay for your wedding depends on your individual circumstances. Weddings can be very expensive and a loan can help you spread the cost over time. , With a loan, you'll end up paying more overall because of the interest charged. For some people, paying the loan back monthly may be worth the higher cost, but that is a decision you’ll need to make.
You can get a personalised quote by logging on to Internet Banking.
Saving up and paying for as much as you can afford before your wedding is always a good idea. This can reduce the amount you may need to borrow – you might not need to borrow at all. Our budgeting tips may help you save for your wedding.
If you do want to borrow money to help pay for your wedding, there are other options available. It is important to select the one that suits your needs. View our borrowing options or learn more about the ways you can pay for a wedding.
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A wedding loan is a personal loan. Once the money is in your account, you then have the flexibility in how you want to use the loan towards the cost of your wedding.
There are some things you can't use a personal loan for.
We can't issue loans for:
- Gambling
- Investments, such as stocks, shares and crypto currency
- Business reasons
- Land or property – buying, leasing or paying a deposit
- Timeshare or Holiday clubs
- Anything illegal
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Getting a personalised quote with us does not use a credit check or affect your credit score.
When you apply for a wedding loan, we will perform a credit check. This is to help us understand how likely you are to pay the loan back. Learn more about how credit checks work.
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We look at lots of things when calculating the interest rate you are offered. When you apply, we will give you a personalised quote based on many factors, such as:
- Credit history.
- Past account history.
- How much you want to borrow.
- How long you want to repay the loan over.
- Other personal details we hold.
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You'll start to repay the loan the month after you take it out - you can specify which date each month the repayment comes out.
You can change this date in the future if you need to. The repayments will be taken each month by Direct Debit.
The repayments are fixed so they won't change until the loan is paid off.
If you miss a repayment (such as there is not enough money in your account), we will try once more to take it by Direct Debit within 7 days. If we still can't take your repayment, you'll be charged a £25 fee. Full details will be provided when you apply.
You can make extra payments with no charge. If you pay the loan off early, we may charge you up to 58 days’ interest – but you are still likely to save on interest payments.
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