Important information: How much we lend and the rate available are depending on our assessment of your circumstances. You must be age 18 or over, and a UK resident. You must have had a Lloyds Bank current account for at least 1 month.
Can I borrow more?
Yes, you’ll need to meet our lending criteria. You’ll also need to have a Lloyds Bank Loan in your name only.
We can’t accept an application to borrow more if the existing loan is a loan in joint names.
Your new loan could be charged at a higher interest rate over the new loan term you’ve selected. This means you could pay more interest overall.
There may be an early settlement charge when you close your existing loan. It won’t be more than 58 days’ interest. We’ll tell you how much will be charged when you apply for the new loan.
Visit your nearest branch or call us on 0330 123 3890 to discuss your borrowing needs.
Lines are open 8am-10pm, 7 days a week.
Quick and easy
Get a quote - just log on to Internet Banking for a personalised quote. This won't affect your credit score.
What's in the quote - usually we'll tell you how much you can borrow and if you're likely to be approved before you apply.
Receive your money quickly - and into your bank between 9am-8:30pm, or before 9am the next working day.
Offering you flexibility
Once your loan is agreed, the money could be in your account the same day, 9am-8.30pm, or before 9am the next day.
Repayment holidays - you can apply for up to two repayment holidays of 1 month in a rolling 12-month period, if approved. Interest will still be charged for the months that you don’t make any payments, so you'll pay more interest overall and your original term will be extended.
Make additional payments with no extra charge.
Or pay off your loan early. Just be aware, we'll charge up to 58 days' interest for early settlement.
Get a quote in minutes
Log on to Internet Banking to get a personalised quote.
Tell us how much you want to borrow and over how long to get a quote in minutes.
This won't affect your credit score.
If you go on to apply, you’ll get an instant loan decision online.