Credit card help and guidance
Whether you’re new to credit cards and want to understand the basics, or you’re an existing customer looking for more information and support, access helpful guides from this page.
How payments are calculated
While there’s an outstanding balance on your credit card, it’s your responsibility to make at least the minimum payment on time each month. We’ve created a short guide to explain more.
What is APR?
Annual Percentage Rate, or APR for short, helps to illustrate the cost of borrowing over the course of a year, inclusive of standard interest rates and fees. We’ve created a short guide to explain the basics.
What is a credit card?
In simple terms, a credit card gives you the option to borrow money which you’ll pay back later, but of course there’s more to it than that. We’ve created a short guide to highlight the basics.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.