Eco Home offers

We like to reward our customers for making more sustainable choices when it comes to their homes. Whether you’re buying an energy-efficient home, or making energy-efficient home improvements, we could have an offer for you.

£250 cashback for energy-efficient homes

If you're buying an energy-efficient home, or if you already have an energy-efficient home and you’re switching your mortgage to us from another lender, you could earn £250 cashback.

  • Available to customers who complete on a qualifying mortgage.
  • Maximum loan to value 95%.

To qualify, your home must have a valid Energy Performance Certificate (EPC) with a rating of A or B. Check your home's EPC rating.

The offer can be withdrawn at any time. Exclusions and conditions apply.

  • Cashback will be paid on mortgage completion via your conveyancer.
  • Customers must have a valid EPC showing on the EPC Register or a certificate confirming the property has an A or B performance rating.
  • New Build properties currently in development will not have an initial EPC rating, in this instance customers should obtain a Predicted Energy Assessment (PEA) from the builder.
  • Excludes Buy to Let mortgage applications.

Whether you're a first time buyer or making your next move, we could help you find a mortgage to suit your needs.


First time buyer mortgages

Moving home mortgages

Eco Home Reward

Applied for a mortgage between 1 November 2022 and 30 September 2023, and registered for the reward by 31 October 2023?

You could claim £1,000 for a heat pump or £500 for other eligible green home improvements, if you applied for a qualifying mortgage and register for the Eco Home Reward.

Other eligible Home improvements include:

  • loft, wall, and floor insulation
  • replacing single-glazed windows to double or triple-glazed, or installing secondary glazing
  • upgrading or replacing your current boiler to a biomass boiler
  • solar panels to generate your own electricity and/or a battery for storage.

You’ll need to make one or more eligible energy efficient home improvements to claim the cashback.

Full details of the reward

You could lose your home if you don’t keep up your mortgage repayments

Calculators & tools

We have a range of mortgage calculators to help you:

  • Find out how much you could borrow from Lloyds Bank
  • See how much you could save if you make overpayments on your mortgage
  • Get an idea how a change to the Bank of England Base Rate could affect your monthly payments
Use our calculators and tools

Eco home hub

Find out how energy efficient your home is and gets tips and suggestions on what improvements you could make. 

Eco home hub