One Check - our credit card eligibility checker
Simply answer a few questions to get an eligibility check decision. It takes about 5 minutes.
- See your estimated credit limit up front.
- See all the credit cards you’re eligible to apply for.
- It won’t affect your credit score.
Choose from the two ways to check your eligibility
Find out more about One Check
We want to make choosing a Lloyds Bank credit card even easier. That’s why we’ve created One Check - our simple credit card eligibility checker that doesn’t confuse you with lots of numbers and jargon.
Watch our video to find out how easy it is to use One Check.
Let us help you choose a credit card that's right for you.
One Check is our credit card eligibility tool that shows you the cards you're eligible for before applying for them.
You'll be able to see which rates and offers you can choose from and your estimated credit limit straight away.
Complicated? No. It’s really easy and it only takes 5 minutes. Just answer a few questions online and let us know how much credit you’d find useful. We'll do the rest, and don't worry your credit rating won't be affected and there's no obligation to apply for a credit card afterwards. One Check will give you an instant decision.
Check your eligibility now.
Once you complete the form, One Check will process your details in the form of a soft search. A soft search provides us with an overview of your financial history, which we use to work out your credit card eligibility. The soft search is quick to complete and won’t affect your credit score.
- We’ll show you which Lloyds Bank credit cards you’re eligible to apply for and what credit limit we could offer you.
- If you then choose to continue with a full credit card application, we’ll carry over all of the information you have already given us.
- To keep your details safe, we’ll clear the form after a period of inactivity.