Do more with your mortgage

Already have a mortgage with us? You may be able to borrow more to make home improvements or buy something special. Or you could save money by switching to a new deal. Learn more about what you can do with your mortgage.

Switch to a new mortgage deal

If your current Lloyds Bank mortgage is due to end soon or you’re thinking about moving on to a fixed rate, we’ll help you find a new deal that works for you and your needs.

Switch to a new dealSwitch to a new deal

Borrow more

Making some home improvements? Paying for a wedding? If you’ve had a mortgage with us for six months or more, you could apply for additional borrowing. Conditions apply.

Borrow moreBorrow more

Switch your deal and borrow more

Looking to switch and borrow more at the same time?  You’ll need to speak to one of our mortgage advisers in branch or by phone – whichever is best for you.

Switch deal and borrow moreSwitch and borrow more

Moving home

Planning your next move? Find out what you need to know about applying for a new mortgage, or if you can take your current mortgage deal to your new home.

Moving homeBorrow more

Get up to £1,000 cashback with the Eco Home Reward

To find out full details of the offer, including whether you are eligible, how to register and key dates, please use the button below to find out more. Conditions and exclusions apply.

Full details of the rewardFull details of theeco home reward

You could lose your home if you don’t keep up your mortgage repayments

Managing your mortgage 

Worried about paying your mortgage?

There are different options you can choose from if you are having problems paying your mortgage. Find out how we can support you to get back on track with your payments. 

Get support

Stay in control of your Lloyds Bank mortgage

Manage your mortgage online. Find out how to:

  • make changes to your mortgage
  • view your mortgage statement online
  • make a lump-sum overpayment

Managing your mortgage

Interest only mortgages

Manage your interest only mortgage online:

  • learn about your mortgage
  • manage your repayment plan
  • find out where you can get help

Manage your interest only mortgage

The Base Rate and your mortgage

The Bank of England Base Rate is the official interest rate. If you’re on a variable rate, your mortgage payments could change if the base rate does.

Take a look how this could happen and what it means for you.

What this means for meBank of England base rate - what this means to me

Homes for Ukraine

If you're planning to support the government scheme to house Ukrainian refugees, we're supporting you by making the process as simple as possible.

You won't need to notify us if you're providing:

  • a room(s) in your own home (current limit of 2 lodgers will not apply)
  • a residential property you own (there’s no need to request consent to lease but you'll need to obtain a tenancy agreement)
  • your Buy To Let property (normal mortgage and letting conditions apply, and you need to obtain a tenancy agreement).

It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn’t put you in financial difficulty. You may wish to look at any government guidance issued.

You should also check with your building/contents insurer to see if you need their consent. If your home insurance is with us, no further action is required and your cover will not be changed.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

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