Do more with your mortgage

Already have a mortgage with us? You may be able to borrow more to make home improvements or buy something special. Or you could save money by switching to a new deal. Learn more about what you can do with your mortgage.

Worried about paying your mortgage?

We’ve signed up to the government’s Mortgage Charter. This means we’ve agreed to work closely with the government to give mortgage customers the right support.

If you’re concerned about making future payments, or you’ve already missed one, find out what we can offer you.

Get support

Switch to a new mortgage deal

Switch to a new mortgage deal

If your current mortgage deal is due to end soon or you're thinking about moving to a new rate, we’ll help you find a new deal that works for you and your needs.

Switch to a new deal Switch to a new deal

Borrow more

Borrow more

Making some home improvements? Paying for a wedding? If you’ve had a mortgage with us for six months or more, you could apply for additional borrowing. Conditions apply.

Borrow more Borrow more

Switch your deal and borrow more

Switch your deal and borrow more

If you're looking to switch and borrow more, you could do this at the same time if your current mortgage deal is due to end soon.

Switch deal and borrow more Switch and borrow more

Moving home

Moving home

Planning your next move? Find out what you need to know about applying for a new mortgage, or if you can take your current mortgage deal to your new home.

Moving home Borrow more

Introducing Home Wise

Home Wise is a simple way to keep track of your mortgage details. 

It’s easy to access through Internet Banking and our Mobile Banking app.

Learn more about Home Wise

You could lose your home if you don’t keep up your mortgage repayments

Managing your mortgage 

Stay in control of your Lloyds Bank mortgage

Manage your mortgage online. Find out how to:

  • make changes to your mortgage
  • view your mortgage statement online
  • make a lump-sum overpayment

Managing your mortgage

Interest only mortgages

Manage your interest only mortgage online:

  • learn about your mortgage
  • manage your repayment plan
  • find out where you can get help

Manage your interest only mortgage

The Base Rate and your mortgage

The Bank of England Base Rate is the official interest rate. If you’re on a variable rate, your mortgage payments could change if the base rate does.

Take a look how this could happen and what it means for you.

What this means for me Bank of England base rate - what this means to me

Homes for Ukraine

If you're planning to support the government scheme to house Ukrainian refugees, we're supporting you by making the process as simple as possible.

You won't need to notify us if you're providing:

  • a room(s) in your own home (current limit of 2 lodgers will not apply)
  • a residential property you own (there’s no need to request consent to lease but you'll need to obtain a tenancy agreement)
  • your Buy To Let property (normal mortgage and letting conditions apply, and you need to obtain a tenancy agreement).

It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn’t put you in financial difficulty. You may wish to look at any government guidance issued.

You should also check with your building/contents insurer to see if you need their consent. If your home insurance is with us, no further action is required and your cover will not be changed.