The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Do more with your mortgage

Already have a mortgage with us? You may be able to borrow more to make home improvements or buy something special. Or you could save money by switching to a new deal. Learn more about what you can do with your mortgage.

As the impact of Coronavirus is felt across the UK, you may be worried about how it could affect you and your home. Your peace of mind is still our top priority, so we’ve created some extra ways to help, if you need it.

If the Coronavirus has affected your income, you may wish to take a mortgage payment holiday. You can ask to take a break of up to a maximum of three months.


Payment holidays

 

Switch to a new mortgage deal

Current Lloyds Bank deal coming to an end? Already on one of our Lender Variable Rates? Then you could switch to a new mortgage deal.

Switch to a new dealSwitch to a new deal

Borrow more

Making some home improvements? Paying for a wedding? If you’ve had a mortgage with us for six months or more, you could apply for additional borrowing. Conditions apply.

Borrow moreBorrow more

Switch your deal and borrow more

Looking to switch and borrow more at the same time?  You’ll need to speak to one of our mortgage advisers in branch or by phone – whichever is best for you.

Switch deal and borrow moreSwitch deal and borrow more

You could lose your home if you don’t keep up your mortgage repayments

Stay in control of your Lloyds Bank mortgage

Manage your mortgage online. Find out how to:

  • make changes to your mortgage
  • view your mortgage statement online
  • make a lump-sum overpayment

Managing your mortgage

Interest only mortgages

Manage your interest only mortgage online:

  • learn about your mortgage
  • manage your repayment plan
  • find out where you can get help

Manage your interest only mortgage

Bank of England Base Rate and your mortgage

The Bank of England Base Rate is the official interest rate. If you’re on a variable rate, your mortgage payments could change if the base rate does.

Take a look how this could happen and what it means for you.

What this means for meBank of England base rate - what this means to me

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.