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Youth and student accounts
Compare our full range of current accounts and savings accounts for children and students – all in one place.
Compare our children's, youth and student accounts
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Current accounts
Compare all accounts
Account name
Account type
Who it's for
Features and benefits
Withdrawals
More information
Account name
Account type
Current account
Who it's for
For 11 to 17 year olds who want to start managing their money.
Features and benefits
- Contactless Visa debit card or Cashpoint® card.
- For accounts opened before 23 August 2021 - Earn interest of 0.50% AER (0.50% gross p.a.) variable on credit balances between £1 and £2,499.99. We do not pay interest on amounts of £2,500 or more.
- For accounts opened on or after 23 August 2021 - Earn interest of 0.50% AER (0.50% gross p.a.) variable on credit balances between £1 and £999.99. We do not pay interest on amounts of £1,000 or more.
Withdrawals
Unlimited
More information
Account name
Account type
Current account and savings account
Who it's for
For 11 to 15 year olds who want their first account with parental oversight.
Features and benefits
- Contactless Visa debit card.
- Parent or legal guardian has oversight of account activity.
- Interest is earned on savings account only. Earn 3.15% AER/3.11% gross variable interest on balances of £1 to £1,000. Earn 1.40% AER/1.39% gross variable interest on any money above £1,000.
Withdrawals
Unlimited
More information
You need a Club Lloyds current account to open this account for your child.
Account name
Account type
Current account
Who it's for
For full-time students aged 17 or over.
Features and benefits
- Contactless Visa debit card.
- Up to £1,500 interest-free arranged overdraft in years 1 to 3 and up to £2,000 in years 4 to 6.
- Free everyday banking.
Withdrawals
Unlimited
More information
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Savings accounts
Compare all accounts
Account name
Account type
Who it's for
Features and benefits
Withdrawals
More information
Account name
Account type
Current account and savings account
Who it's for
For 11 to 15 year olds who want their first account with parental oversight.
Features and benefits
- Contactless Visa debit card.
- Parent or legal guardian has oversight of account activity.
- Interest is earned on savings account only. Earn 3.15% AER/3.11% gross variable interest on balances of £1 to £1,000. Earn 1.40% AER/1.39% gross variable interest on any money above £1,000.
Withdrawals
Unlimited
More information
You need a Club Lloyds current account to open this account for your child.
Account name
Account type
Savings account
Who it's for
For adults who want to save for a child aged 15 and under.
Features and benefits
- Save in trust for a child.
- Open with just £1.
- Earn 3.15% AER/3.11% gross variable on balances of £1-£5,000. Earn 1.40% AER/1.39% gross variable on any excess above £5,000.
Withdrawals
Unlimited
More information
Account name
Account type
Cash ISA
Who it's for
For under 18s who want to save long term.
Features and benefits
- Tax-free savings account.
- Save up to £9,000 in a Junior Cash ISA this tax year.
- Earn 3.15% AER/tax-free variable interest.
Withdrawals
None until the child's 18th birthday
More information
All accounts
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Account name |
Account type |
Who it's for |
Features and benefits |
Withdrawals |
More information |
|---|---|---|---|---|---|
Account name |
Account typeCurrent account |
Who it's forFor 11 to 17 year olds who want to start managing their money. |
Features and benefits
|
WithdrawalsUnlimited |
More information |
Account name |
Account typeCurrent account and savings account |
Who it's forFor 11 to 15 year olds who want their first account with parental oversight. |
Features and benefits
|
WithdrawalsUnlimited |
More informationYou need a Club Lloyds current account to open this account for your child. |
Account name |
Account typeCurrent account |
Who it's forFor full-time students aged 17 or over. |
Features and benefits
|
WithdrawalsUnlimited |
More information |
Account name |
Account typeSavings account |
Who it's forFor adults who want to save for a child aged 15 and under. |
Features and benefits
|
WithdrawalsUnlimited |
More information |
Account name |
Account typeCash ISA |
Who it's forFor under 18s who want to save long term. |
Features and benefits
|
WithdrawalsNone until the child's 18th birthday |
More information |
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Financial Services Compensation Scheme
Eligible deposits held with us are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.
Tax treatment depends on individual circumstances and may change in the future.
For a definition of AER, gross and other terms, view our glossary.
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