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The benefits of the Lloyds Bank Private Banking service

  • A personal, telephone banking relationship to ensure effortless day-to-day banking.
  • Exclusive products that offer enhanced rates and rewarding benefits.
  • Quick and convenient access to our Specialist Lending team.
  • Personal introductions to specialist partners, financial advice and tax experts.
  • You only pay fees and charges for the products and services that you choose.

The Private Banking Current Account

Club Lloyds Private Banking Current Account

This account gives you access to a named contact via telephone who’ll oversee your day-to-day banking needs and introduce you to any specialist partners when required.

*0.60% AER

(0.60% gross p.a.)

on balances from £1 up to and including £3,999.99.

*1.50% AER

(1.49% gross p.a.)

on any part of the balance from £4,000 up to and including £5,000.

You won’t earn interest on any part of your balance over £5,000.


telephone support from our team.


*Variable annual credit interest rate, interest paid monthly

You will also benefit from:

  • A Private Banking Debit Card.
  • A personal arranged overdraft available from day one***.
  • Access to Internet Banking and mobile apps and a Private Banking Service Centre for convenient day-to-day transactional banking.
  • Automatic refund of £3 monthly Club Lloyds maintaining the account fee for Private Banking customers.
  • One of the four Lifestyle Benefits every year - twelve digital movie rentals, a digital Gourmet Society dining membership, six cinema tickets, or a choice of magazine subscription.


To help you compare our debit card currency conversion charges with other providers you can find the percentage mark up over the European Central Bank rates here.

**Please note that although our lines are always open, not all Telephone Banking services are available 24 hours a day. There may be limits on payments you can make and we may not be able to start processing all payments instructed out of normal banking hours.

***All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.


The Private Banking Savings Account

Lloyds Bank Private Banking Premier Investment Account

Our account lets you enjoy instant access to your savings with no loss of interest.

0.50% AER/gross variable

Paid on balances from £1+.

Monthly or Annual

A choice of how your interest is paid.

You will also benefit from:

  • Variable rate of interest.
  • Instant access online, or by telephone*.
  • No need to renew the account to maintain the rate of interest..


*Please note that although our lines are always open, not all Telephone Banking services are available 24 hours a day. There may be limits on payments you can make and we may not be able to start processing all payments instructed out of normal banking hours.



Wealth Service

Private banking. Better connected.

In addition to our exclusive banking products, as a customer you will also benefit from personal introductions to our specialist partners who can support with your wealth needs.

Explore Wealth Services


Personally arranged

Our arranged overdrafts give you all the flexibility you need to help meet your day to day spending requirements.

You can use it to borrow money up to an agreed limit through your bank account.

About arranged overdrafts

Arranged overdraft calculator

Image of Jess Chambers

"I’m here to take ownership of whatever the customer needs and make things happen. Having a network of wealth experts at my fingers enables me to do just that. Ultimately it comes down to providing the customer with a consistently high-quality experience"

Jess Chambers
Relationship Associate

Why choose us?

Switching to Lloyds Bank Private Banking

Current Account Switch GuaranteeIf you qualify for Lloyds Bank Private Banking switching couldn’t be easier. Apply for a current account today, and once it is open and transactable, we will transfer everything safely and securely in 7 working days, with the Current Account Switch Service (PDF, 321KB).

Contact us for a personal introduction

If you are an existing Private Banking customer please contact us on 0345 300 2750.

If not and you are interested to find out more, please contact our team using the details below:

Call us on:
0800 085 9181

Calls may be monitored and recorded. Calls cost may vary depending on your service provider.


Request a convenient time for us to call you:

Request a call back

Service eligibility

Lloyds Bank Private Banking offers two levels of service:

Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Lloyds Bank.

And our Mayfair Banking service is available to clients with £2 million or more in savings and/or investments or an annual income of £500,000 or more.

Important Legal Information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

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