Behind Ambition
Lloyds Private Banking Service.
By Your Side.
The benefits of the Lloyds Private Banking service
An introduction to Lloyds Private Banking
- A personal, telephone banking relationship to ensure effortless day-to-day banking.
- Exclusive products that offer enhanced rates and rewarding benefits.
- Quick and convenient access to our Specialist Lending team.
- Personal introductions to specialist partners, financial advice and tax experts.
- You only pay fees and charges for the products and services that you choose.
The Private Banking Current Account
Club Lloyds Private Banking Current Account
This account gives you access to a named contact via telephone who’ll oversee your day-to-day banking needs and introduce you to any specialist partners when required.
1.50% AER
(1.49% gross p.a.)
on balances from £1 up to and including £3,999.99.
Variable annual credit interest rate, interest paid monthly
3.00% AER
(2.96% gross p.a.)
on any part of the balance from £4,000 up to and including £5,000.
You won’t earn interest on any part of your balance over £5,000.
Variable annual credit interest rate, interest paid monthly
24/7/365 telephone support
Although our lines are always open, not all Telephone Banking services are available 24 hours a day.
There may be limits on payments you can make and we may not be able to start processing all payments instructed out of normal banking hours.
Private Banking Current Account Payment Limits
There are daily limits to the amount of money you can send from your account. Payment limits may vary on your other current accounts.
|
Faster payments |
Standing orders |
Other information |
|
|---|---|---|---|
|
Faster payments Online banking |
Standing orders up to £99,999* |
Other information up to £99,999 |
|
|
Faster payments Telephone banking |
Standing orders up to £25,000** |
Other information up to £10,000 |
Lines are open 7 days a week and closed on bank holidays |
|
Faster payments In branch |
Standing orders up to £250,000 |
Other information up to £100,000 |
Valid ID is required |
|
Faster payments Cash withdrawals |
Standing orders n/a |
Other information n/a |
Cash machines or cashback: up to £800 In branch: no limits, but for amounts more than £2,000 you will need to give at least 24 hours advance notice |
* We may lower your payment limit based on your spending history. You can amend your online Faster Payment limit at any time for your account up to £99,999 using our app or online banking.
**Other limits may apply in certain circumstances. Where we are able to make additional background checks, for example you want to make a payment to a verified HMRC account, we may let you send a Faster Payment of up to £100,000.
Higher limits may apply to some customers if they meet certain criteria, and we’ll tell you separately if these apply.
To help you compare our debit card currency conversion charges with other providers you can find the percentage mark up over the European Central Bank rates here.
The Private Banking Savings Account
Lloyds Bank Private Banking Premier Investment Account
Our account lets you enjoy instant access to your savings with no loss of interest.
|
Amount invested |
Annual interest rate paid - AER/gross % |
Monthly interest rate paid - AER % |
Monthly interest rate paid - gross % |
|---|---|---|---|
|
Amount invested £1 to £249,999 |
Annual interest rate paid - AER/gross % 1.30% |
Monthly interest rate paid - AER % 1.30% |
Monthly interest rate paid - gross % 1.29% |
|
Amount invested £250,000 to £999,999 |
Annual interest rate paid - AER/gross % 1.55% |
Monthly interest rate paid - AER % 1.55% |
Monthly interest rate paid - gross % 1.54% |
|
Amount invested £1,000,000 to £4,999,999 |
Annual interest rate paid - AER/gross % 2.15% |
Monthly interest rate paid - AER % 2.15% |
Monthly interest rate paid - gross % 2.13% |
|
Amount invested £5,000,000 to £9,999,999 |
Annual interest rate paid - AER/gross % 3.15% |
Monthly interest rate paid - AER % 3.15% |
Monthly interest rate paid - gross % 3.11% |
|
Amount invested £10,000,000+ |
Annual interest rate paid - AER/gross % 3.45% |
Monthly interest rate paid - AER % 3.45% |
Monthly interest rate paid - gross % 3.40% |
The interest rate is variable and applies to the whole balance.
Where a Private Banking Premier Investment Account is linked to Lloyds Bank Offset, no interest is payable.
"I am dedicated to providing our customers with a personal and professional service which they can trust. I take a pride in understanding what really matters to them, take ownership, make things happen and use my expertise and to ensure our customers receive a consistently high-quality experience."
Sue Robson
Senior Private Banking Manager
Switching to Lloyds Private Banking
If you qualify for Lloyds Private Banking switching couldn’t be easier. Apply for a current account today, and once it is open and transactable, we will transfer everything safely and securely in 7 working days, with the Current Account Switch Service (PDF, 321KB).
Service eligibility:
Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Lloyds, excluding personal pensions or property.
Other services
Wealth service
Private Banking. Better connected.
In addition to our exclusive banking products, as a customer you will also benefit from personal introductions to our specialist partners who can support with your wealth needs.
Invest
Our Private Banking customers are eligible for special investment rates.
- A 100% discount on admin fees means you could invest for less.
- No commission to pay on regular monthly investments.
Overdrafts personally arranged
Our arranged overdrafts give you all the flexibility you need to help meet your day to day spending requirements.
You can use it to borrow money up to an agreed limit through your bank account.
Contact us