Private Banking rates
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Private Banking Current Account
Amount Invested
AER/Gross %
Gross %
Amount Invested
£100,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£50,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£20,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£10,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£1+
AER/Gross %
0.00
Gross %
0.00
These rates are correct as at 02/12/2010.
Where a Private Banking Current Account is linked to Lloyds Bank Offset, no interest is available.
Overdraft rates:
Private Banking Current Accounts overdraft rates
Interest Tiers
% Per month
% EAR
Interest Tiers
£151+ (Arranged)
% Per month
1.3
% EAR
16.77
These interests rates are correct as at 06/04/2020.
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Private Banking Premier Current Account
(Credit interest paid annually)
Amount InvestedAER %
Gross %
(Credit interest paid annually)Amount Invested
£50,000+
AER %
0.00
Gross %
0.00
(Credit interest paid annually)Amount Invested
£1 - £49,999
AER %
0.00
Gross %
0.00
These interest rates are correct as at 02/12/2010.
Where a Private Banking Current Account is linked to Lloyds Bank Offset, no interest is payable.
Overdraft rates:
Private Banking Premier Accounts overdraft rates
Interest Tiers
% Per month
% EAR
Interest Tiers
£601+ (Arranged)
% Per month
1.16
% EAR
14.90
These interest rates are correct as at 06/04/2020.
Where a Private Banking Premier account is linked to Lloyds Bank Offset, the Arranged Overdraft rates are the same as the Lloyds Bank Offset Mortgage rate, of Base Rate + 0.9%.
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Private Banking Flexible Current Account
Amount Invested
AER/Gross %
Gross %
Amount Invested
£100,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£50,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£20,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£10,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£1+
AER/Gross %
0.00
Gross %
0.00
These interest rates are correct as at at 24/03/2014.
Overdraft rates:
Private Banking Current Accounts overdraft rates
% Per annum
% EAR
% Per annum
Arranged
% EAR
13.97%
14.90%
You may need to provide security in the form of assets. You may also need to pay an arrangement fee.
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Club Lloyds Private Banking
(Interest is calculated daily, and paid monthly into your account)
Balances between
AER %
Gross %
(Interest is calculated daily, and paid monthly into your account)Balances between
£1 - £3,999.99
AER %
0.60%
Gross %
0.60%
(Interest is calculated daily, and paid monthly into your account)Balances between
£4,000 - £5,000
AER %
1.50%
Gross %
1.49%
These interest rates are correct as at 01/10/2020.
The interest rates apply to each part of your balance, up to £5,000. No interest is paid on amounts over £5,000.
Overdraft rates:
Private Banking Current Accounts overdraft rates
% Per annum
% EAR
% Per annum
Arranged
% EAR
13.97%
14.90%
You may need to provide security in the form of assets. You may also need to pay an arrangement fee.
-
Club Lloyds Private Banking Premier
(Interest is calculated daily, and paid monthly into your account)
Balances betweenAER %
Gross %
(Interest is calculated daily, and paid monthly into your account)Balances between
£1 - £3,999.99
AER %
0.60%
Gross %
0.60%
(Interest is calculated daily, and paid monthly into your account)Balances between
£4,000 - £5,000
AER %
1.50%
Gross %
1.49%
These interest rates are correct as at 01/10/2020.
The interest rates apply to each part of your balance up to £5,000. No interest is paid on amounts over £5,000.
Savings accounts:
-
Private Banking Premier Investment Account
Amount Invested
Annual Interest Rate Paid - AER/Gross %
Monthly Interest Rate Paid - AER/Gross %
Amount Invested
£1+
Annual Interest Rate Paid - AER/Gross %
0.05
Monthly Interest Rate Paid - AER/Gross %
0.05
Interest rate from 09/04/2020. Interest rates are variable.
Where a Private Banking Premier Investment account is linked to Lloyds Bank Offset, no interest is payable.
-
Private Banking Premier Investment Account
Amount Invested
Annual Interest Rate Paid - AER/Gross %
Monthly Interest Rate Paid - AER/Gross %
Amount Invested
£1+
Annual Interest Rate Paid - AER/Gross %
1.00
Monthly Interest Rate Paid - AER/Gross %
1.00
Applicable to accounts after the 28/07/2014.
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Mayfair High Interest Cheque Account
Amount Invested
Variable annual credit interest rate, interest paid monthly - AER %
Variable annual credit interest rate, interest paid monthly - Gross %
Amount Invested
£1+
Variable annual credit interest rate, interest paid monthly - AER %
0.05%
Variable annual credit interest rate, interest paid monthly - Gross %
0.05%
These interest rates are correct as at 14/07/2020.
Where a Mayfair High Interest Cheque Account is linked to a Mayfair Offset Account no interest is payable.
-
Mayfair Current Account (Non Personal)
Amount Invested
AER/Gross %
Gross %
Amount Invested
£100,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£50,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£20,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£5,000+
AER/Gross %
0.00
Gross %
0.00
Amount Invested
£1+
AER/Gross %
0.00
Gross %
0.00
These interest rates are correct as at 01/03/2004.
Where a Mayfair Current Account is linked to Lloyds Bank Offset no interest is payable.
Overdraft rates:
Arranged
Unarranged
Personal Accounts (£1200+)
Arranged
0.79% a month / 9.90% EAR
Unarranged
0%
Non Personal Accounts
Arranged
0.79% a month / 9.90% EAR
Unarranged
1.66% a month / 21.82% EAR
These interest rates are correct as at 06/04/2020.
The arranged overdraft rate on the Mayfair Offset Account is the same as the Lloyds Bank Mortgage Offset rate, currently Bank of England Base Rate + 0.9%.
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Club Lloyds Mayfair High Interest Cheque Account and Club Lloyds Mayfair Current Account
(Variable annual credit interest rate, interest paid monthly)
Balances between
AER %
Gross %
(Variable annual credit interest rate, interest paid monthly)Balances between
£1 - £3,999.99
AER %
0.60%
Gross %
0.60%
(Variable annual credit interest rate, interest paid monthly)Balances between
£4,000 - £5,000
AER %
1.50%
Gross %
1.49%
(Variable annual credit interest rate, interest paid monthly)Balances between
Over £5,000
AER %
0.05%
Gross %
0.05%
These interest rates are correct as at 01/10/2020.
The interest rates apply to each part of your balance up to £5,000. Any amount over £5,000.00 will earn interest of 0.05% gross/AER. For more information please refer to your terms and conditions.
Savings accounts:
-
Mayfair Instant Access Investment Account
Amount Invested
Annual Interest Rate Paid - AER/Gross %
Monthly Interest Rate Paid - AER/Gross %
Amount Invested
*£10,000,000+
Annual Interest Rate Paid - AER/Gross %
0.25
Monthly Interest Rate Paid - AER/Gross %
0.25
Amount Invested
*£5,000,000 - £10,000,000
Annual Interest Rate Paid - AER/Gross %
0.15
Monthly Interest Rate Paid - AER/Gross %
0.15
Amount Invested
£1- £5,000,000
Annual Interest Rate Paid - AER/Gross %
0.05
Monthly Interest Rate Paid - AER/Gross %
0.05
Interest rate from 01/12/2020. Interest rates are variable.
The rates shown apply to the whole balance where the balance is up to £5,000, 000. *Interest of 0.15%AER/Gross p.a. will apply to any amount over £5,000,000 and up to £10,000,000. **Interest of 0.25% AER/Gross p.a. will apply to any amount over £10,000,000.
Where a Mayfair Instant Access Investment account is linked to Lloyds Bank Offset, no interest is payable.
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Mayfair Non Personal Instant Access Investment Account
Amount Invested
Annual Interest Rate Paid - AER/Gross %
Monthly Interest Rate Paid - AER/Gross %
Amount Invested
*£5,000,000+
Annual Interest Rate Paid - AER/Gross %
0.15
Monthly Interest Rate Paid - AER/Gross %
0.15
Amount Invested
£1 - £5,000,000
Annual Interest Rate Paid - AER/Gross %
0.05
Monthly Interest Rate Paid - AER/Gross %
0.05
Interest rate from 01/12/2020. Interest rates are variable.
The rates shown apply to the whole balance where the balance is up to £5,000, 000. *Interest of 0.15% AER/Gross p.a. will apply to any amount over £5,000,000.
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Estate/Trust Income Account
Amount Invested
AER/Gross %
Gross %
Amount Invested
All Balances
AER/Gross %
0.10
Gross %
0.10
Interest rates from 01/12/2008.
Debit interest:
Estate/Trust Income Account – debit interest
Annual Rate
Payable Half Yearly
Annual Rate
Base+3 %
Interest rates from 08/11/2001.
Credit glossary
AERAERAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.
Gross rateGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.
Debit glossary
APRAPR (annual percentage rate)The APR (annual percentage rate) gives you a single figure that includes the actual interest rate over the life of the loan as well as all the normal costs (such as administration fees or annual charges). It doesn't include additional charges such as fees for early or late repayment.
EAREAR (effective annual rate)EAR is the annual interest rate of an overdraft. This means you are charged over the year based on how often and how much you are overdrawn by, and the effect of compounding it – charging interest on interest already charged. This does not include any other fees and charges.
Representative ratesRepresentative ratesThe representative APR is the rate you will see in advertisements. This is the APR that the lender applies to most successful loan applicants, but isn't necessarily the rate you'll be offered. Lenders have to offer the representative APR rate to at least 51% of borrowers of any particular offer. Depending on your credit history, you may be quoted a lower rate or a higher one.
Total amount repayableTotal amount repayableThis is the total amount of money you have to repay over the entire life of the loan - the amount you borrowed plus all interest charges and fees.
Interest Rate Paid
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
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