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Buy to let current rates
These are our current fixed rate buy to let mortgages available today. There'll only be certain deals which fit your mortgage amount and your loan to value band.
After the fixed period, all of our mortgages revert to the Lloyds Buy to Let Variable Rate of currently 9.34%, for the remainder of the term. Product fees can be paid up-front or added to your mortgage.
Switching to a new deal or Borrowing more - Buy to Let mortgages
Whether your current Lloyds mortgage is coming to an end or you want to borrow more, here’s the quickest way to find a new deal for both Club and Non-Club Lloyds customers.
We’ll show you all the deals that are available to you. If you’d like some help, our expert advisers are always ready to support you.
You could lose your property if you don’t keep up your mortgage repayments
|
Club Lloyds or Non-Club Lloyds |
Term |
Initial rate |
Changes to the variable rate from |
Product fee |
Loan to value (LTV) |
Early Repayment Charges (ERCs) |
Max loan |
|---|---|---|---|---|---|---|---|
|
Club Lloyds or Non-Club Lloyds Club Lloyds |
Term 2 years |
Initial rate 4.81% |
Changes to the variable rate from 28/02/2027 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 2% to 28/02/2027 |
Max loan £1m |
|
Club Lloyds or Non-Club Lloyds Club Lloyds |
Term 5 years |
Initial rate 4.23% |
Changes to the variable rate from 28/02/2030 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 5% to 28/02/2030 |
Max loan £1m |
|
Club Lloyds or Non-Club Lloyds Non-Club Lloyds |
Term 2 years |
Initial rate 5.01% |
Changes to the variable rate from 28/02/2027 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 2% to 28/02/2027 |
Max loan £1m |
|
Club Lloyds or Non-Club Lloyds Non-Club Lloyds |
Term 5 years |
Initial rate 4.43% |
Changes to the variable rate from 28/02/2030 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 5% to 28/02/2030 |
Max loan £1m |
|
Club Lloyds or Non-Club Lloyds |
Term |
Initial rate |
Changes to the variable rate from |
Product fee |
Loan to value (LTV) |
Early Repayment Charges (ERCs) |
Max loan |
|---|---|---|---|---|---|---|---|
|
Club Lloyds or Non-Club Lloyds Club Lloyds |
Term 2 years |
Initial rate 4.90% |
Changes to the variable rate from 28/02/2027 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 2% to 28/02/2027 |
Max loan £1m |
|
Club Lloyds or Non-Club Lloyds Club Lloyds |
Term 5 years |
Initial rate 4.26% |
Changes to the variable rate from 28/02/2030 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 5% to 28/02/2030 |
Max loan £1m |
|
Club Lloyds or Non-Club Lloyds Non-Club Lloyds |
Term 2 years |
Initial rate 5.10% |
Changes to the variable rate from 28/02/2027 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 2% to 28/02/2027 |
Max loan £1m |
|
Club Lloyds or Non-Club Lloyds Non-Club Lloyds |
Term 5 years |
Initial rate 4.46% |
Changes to the variable rate from 28/02/2030 |
Product fee £0 |
Loan to value (LTV) 0-70% |
Early Repayment Charges (ERCs) Up to 5% to 28/02/2030 |
Max loan £1m |
Our rates are only guaranteed for applications made today. We reserve the right to change our product range at any time.
Our mortgage advisers can only give you information about our range of Buy to Let mortgages, they will not be able to offer any advice.
Buy to Let mortgages are available for up to 70% of the property’s value.