Buy to let current rates

These are our current fixed rate buy to let mortgages available today. There'll only be certain deals which fit your mortgage amount and your loan to value band.

After the fixed period, all of our mortgages revert to the Lloyds Homeowner Variable Rate of currently 4.44%, for the remainder of the term. Product fees can be paid up-front or added to your mortgage.

Club Lloyds new buy to let mortgages
Club Lloyds buy to let remortgages
Club Lloyds switch to a new buy to let deal
Club Lloyds additional borrowing on buy to let mortgages

Non-Club Lloyds new buy to let mortgages
Non-Club Lloyds buy to let remortgages
Non-Club Lloyds switch to a new buy to let deal
Non-Club Lloyds additional borrowing on buy to let mortgages


  

 

You could lose your property if you don’t keep up your mortgage repayments

Club Lloyds New Buy to Let

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

2.14%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.4 APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

2 years

Initial rate

2.81%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.3 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

2 years

Initial rate

2.54%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.4 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

2 years

Initial rate

2.95%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.3 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

 

Max loan

£1m

Term

5 years

Initial rate

2.34%

For the remainder of the term from

30/11/2026

The overall cost for comparison is

3.9APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

Max loan

£1m

Term

5 years

Initial rate

3.01%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

4.0 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

 

Max loan

£1m

Term

5 years

Initial rate

2.74%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

4.1 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

 

Max loan

£1m

Term

5 years

Initial rate

3.41%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

4.1 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

 

Max loan

£1m

Club Lloyds Remortgaging

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

1.63%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.3 APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 31/08/2023

Max loan

£1m

Term

2 years

Initial rate

2.03%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.1 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 31/08/2023

 

Max loan

£1m

Term

2 years

Initial rate

1.87%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.3 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 31/08/2023

 

Max loan

£1m

Term

2 years

Initial rate

2.27%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.2 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 31/08/2023

 

Max loan

£1m

Term

5 years

Initial rate

1.95%

For the remainder of the term from

30/11/2026

The overall cost for comparison is

3.8 APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 5% to 31/08/2026

Max loan

£1m

Term

5 years

Initial rate

2.35%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

3.7 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 5% to 31/08/2026

 

Max loan

£1m

Term

5 years

Initial rate

2.10%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

3.9 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 5% to 31/08/2026

 

Max loan

£1m

Term

5 years

Initial rate

2.50%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

3.8 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 5% to 31/08/2026

 

Max loan

£1m

Club Lloyds Switch to a new buy to let deal

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

2.38%

For the remainder of the term from

31/01/2024

The overall cost for comparison is

4.2 APRC

Product fee

£0

Loan to value (LTV)

0-75%

Early Repayment Charges (ERCs)

Up to 2% to 31/01/2024

Max loan

£7.5m

Term

2 years

Initial rate

4.20%

For the remainder of the term from

31/01/2024

The overall cost for comparison is

4.5 APRC

Product fee

£0

Loan to value (LTV)

75-120%

Early Repayment Charges (ERCs)

Up to 2% to 31/01/2024

Max loan

£7.5m

Club Lloyds Additional borrowing on a buy to let deal

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

2.38%

For the remainder of the term from

31/01/2024

The overall cost for comparison is

4.2 APRC

Product fee

£0

Loan to value (LTV)

0-75%

Early Repayment Charges (ERCs)

Up to 2% to 31/01/2024

Max loan

£7.5m

Non-Club Lloyds New Buy to Let

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

2.14%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.4 APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

2 years

Initial rate

2.81%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.3 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

2 years

Initial rate

2.54%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.4 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

2 years

Initial rate

2.95%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.3 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

5 years

Initial rate

2.34%

For the remainder of the term from

30/11/2026

The overall cost for comparison is

3.9 APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

Max loan

£1m

Term

5 years

Initial rate

3.01%

For the remainder of the term from

30/11/2026

The overall cost for comparison is

4.0 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

 

Max loan

£1m

Term

5 years

Initial rate

2.74%

For the remainder of the term from

30/11/2026

The overall cost for comparison is

4.1 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

 

Max loan

£1m

Term

5 years

Initial rate

3.41%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

4.1 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 5% to 30/11/2026

 

Max loan

£1m

Non-Club Lloyds Remortgaging

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

1.63%

For the remainder of the term from

30/11/2023

The overall cost for comparison is

4.3 APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

Max loan

£1m

Term

2 years

Initial rate

2.03%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.1 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

 

Max loan

£1m

Term

2 years

Initial rate

1.87%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.3 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

 

Max loan

£1m

Term

2 years

Initial rate

2.27%

For the remainder of the term from

30/11/2023

 

The overall cost for comparison is

4.2 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

Up to 2% to 30/11/2023

 

Max loan

£1m

Term

5 years

Initial rate

1.95%

For the remainder of the term from

30/11/2026

The overall cost for comparison is

3.8 APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

 

Up to 5% to 30/11/2026

Max loan

£1m

Term

5 years

Initial rate

2.35%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

3.7 APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early Repayment Charges (ERCs)

 

Up to 5% to 30/11/2026

 

Max loan

£1m

Term

5 years

Initial rate

2.10%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

3.9 APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

 

Up to 5% to 30/11/2026

 

Max loan

£1m

Term

5 years

Initial rate

2.50%

For the remainder of the term from

30/11/2026

 

The overall cost for comparison is

3.8 APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early Repayment Charges (ERCs)

 

Up to 5% to 30/11/2026

 

Max loan

£1m

Non-Club Lloyds Switch to a new buy to let deal

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

2.58%

For the remainder of the term from

31/01/2024

The overall cost for comparison is

4.3 APRC

Product fee

£0

Loan to value (LTV)

0-75%

Early Repayment Charges (ERCs)

Up to 2% to 31/01/2024

Max loan

£7.5m

Term

2 years

Initial rate

4.40%

For the remainder of the term from

31/01/2024

The overall cost for comparison is

4.5 APRC

Product fee

£0

Loan to value (LTV)

75-120%

Early Repayment Charges (ERCs)

Up to 2% to 31/01/2024

Max loan

£7.5m

Non-Club Lloyds Additional borrowing on a buy to let deal

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early Repayment Charges (ERCs)

Max loan

Term

2 years

Initial rate

2.58%

For the remainder of the term from

31/01/2024

The overall cost for comparison is

4.3 APRC

Product fee

£0

Loan to value (LTV)

0-75%

Early Repayment Charges (ERCs)

Up to 2% to 31/01/2024

Max loan

£7.5m

You could lose your property if you don’t keep up your mortgage repayments

Our rates are only guaranteed for applications made today. We reserve the right to change our product range at any time.

Our mortgage advisers can only give you information about our range of Buy to Let mortgages, they will not be able to offer any advice.

Buy to Let mortgages are available for up to 75% of the property’s value.