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Being mortgage free is a goal for most homeowners. Find out how to repay your mortgage early.
If you can afford to, then there are ways to repay your mortgage early. Read more about:
If you’re an existing mortgage customer, you can find mortgage payment information on our manage your mortgage page.
If you’re in a good financial position, you can start paying off your mortgage early in a few ways.
If you overpay more than the limit set by your lender or pay off your mortgage early, you may have to pay an early repayment charge (ERC).
The amount will vary depending on the lender and could cost more than any savings you make by overpaying your mortgage.
If your mortgage term has ended and you’re now on a standard variable rate (SVR), you can usually overpay by as much as you want. Helping you to pay off your mortgage faster.
Remember: Always check with your provider before you make any mortgage overpayments.
For Lloyds mortgage customers, Home Wise puts your mortgage in your pocket.
By using our mobile banking app or online banking, you can take control of your mortgage.
See our latest remortgage deals and interest rates.