Make your monthly mortgage payment

How to pay

  • To set up a direct debit, you'll need to complete and return a direct debit instruction form (PDF, 183Kb). You can also call us to set it up over the phone. 

    Important to know
    If you set up a direct debit within 7 days of your current payment date, it won’t start until the next month. This means you’ll still need to make your usual monthly mortgage payment until your direct debit is set up. We'll let you know when your direct debit payments will start within 5 working days of receiving your instructions.

    If you already have a direct debit set up, the payment will be taken automatically on the agreed date. To manage your direct debit, visit our Change your direct debit page.

    If your direct debit has failed or you think it will

  • To make monthly mortgage payments by standing order, you’ll need these details.

    • Sort code: 30-00-00
    • Account number: 00353019
    • Account name: Lloyds Bank plc

    For the payment reference, input your mortgage account number, plus an extra ‘00’ on the end, so it’s 16-digits in total.

    Keep in mind that standing orders are only sent on working days. Allow up to 3 working days for your payment to reach us and appear on your balance.

    If your standing order is due on a weekend or bank holiday, the payment won’t leave until the next working day. Depending on your payment date, this could mean your standing order isn’t received by us until the following month. This might show as a late payment on your credit file..

  • To make a monthly mortgage payment by phone, call our automated phone line. You'll need your 14-digit mortgage account number to hand. 

    The most you can pay by phone in one go is £60,000, but you can make more than 1 payment each day. Otherwise, consider our other options or come and see us in branch.

    Before making any large payments, it’s best to check your payment limits with your bank. You can also request a text message confirming payment.

  • Make all cheques payable to 'Lloyds Bank plc'. 

    On the back, write your 14-digit mortgage account number plus an extra ‘00’ on the end, so it’s 16-digits in total.

    Post to:
    Lloyds,
    Barnett Way,
    Gloucester,
    GL4 3RL

    You can also pay your cheque in at your nearest branch.

    Your payment will be applied on the date we receive the cheque and will show on your mortgage account sometime the following day.

Introducing Home Wise

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Learn how to make the best of your mortgage with us.

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