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Types of mortgage
Brush up on the different types of mortgages you can get with Lloyds Bank. From interest only to shared ownership, explore the features of each mortgage type to find the one that works best for you.
Mortgages to fit your needs
Self-employed mortgage guide
When you're self-employed, applying for a mortgage can involve a different process. You might need to show more evidence of your income in your mortgage application compared to someone with a salary. However, you should still be offered the same mortgage rates and options as non-self-employed people.
Mortgages for older borrowers
If you're over 55 and applying for a mortgage, there may be some extra things to consider before you choose a mortgage. This can include things like the repayment period, and any extra affordability checks the lender wants to assess. Find out what you need and any extras you'll have to factor in with our guide.
What's a Standard Variable Rate?
A standard variable rate is what you usually move on to when your fixed rate or tracker mortgage deal comes to an end. Lenders set these rates and they can go up or down. Standard variable rates are normally higher than fixed or tracker rates. Learn more about standard variable rate.
Is your deal ending soon? Lloyds Bank mortgage customers can see if they can switch to a new deal. Or remortgage to us if you’re with a different lender.
Mortgage repayment types
It’s not just mortgage rates that can vary. There are also different ways to pay off your mortgage.
The two main mortgage repayment types are:
Chosen your mortgage type?
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