*With PCP, once you have paid all of your monthly repayments set out in your agreement, you have 3 options:
- Pay the optional final repayment and own the car
- Hand back the car (return conditions apply) without paying the optional final repayment.
- Part exchange the car subject to settling your existing finance agreement. New finance agreements are subject to status.
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Lending is subject to status and additional affordability checks. Rates quoted are subject to change and will depend on product, lending amount and personal circumstances.
Lloyds Bank Car Finance Plus (PCP and HP) is available to personal current account customers of more than three months who are registered for Internet Banking, are aged 18 and over and a UK resident.
With Lloyds Bank Car Finance Plus (PCP and HP) we pay the car dealer directly and the majority of UK dealers are covered.
PCP is available on New or Used Cars up to 7 years old at the end of the agreement
Personal Loans: We adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
Lloyds Bank Personal Loans are available to Lloyds Bank personal current account customers of more than one month who are aged 18 and over and a UK resident.