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I want to take control of my borrowing

If you hold existing borrowing, either with us or other lenders, keeping track of it all can sometimes be difficult. A personal loan could help make things easier by bringing all your borrowing together with just one interest rate, one fixed monthly repayment and a date when it will all be paid off.

Personal loans for home improvements

If your plans include extending your home for your growing family or replacing an old kitchen, a Lloyds Bank personal loan could help you spread the cost. A loan could also be useful for sorting out any smaller jobs and essential repairs that need doing.

I already have a Lloyds Bank personal loan

If you need to borrow more, there are two options available to you.

You can add your additional borrowing onto your existing loan to create a new combined loan, with one monthly repayment. Or you can keep the loans separate by having a new loan running alongside your existing one - so you will have two individual repayments each month.