Supporting British farming for over 95 years

Part of the Lloyds Banking Group family

Part of the Lloyds Banking Group family

AMC logo

Specialist finance for farmers

Long-term loans

Set interest margins for the life of the loan, repay over 5 to 30 years.

Fixed rates

Fix your rate for the full term, up to 30 years of certainty.

Specialist support

Access to our experienced team and AMC land agents.

Transferable loans

Transfer your loan to the next generation.

 

Funding the future of farming

Secured loans to help you grow, diversify or refinance.

Buy land, including sitting tenant purchases

Business restructuring and succession planning

New buildings and building improvements

Refinance existing borrowing

Diversification

Sustainability and new technologies

Buy land, including sitting tenant purchases

Business restructuring and succession planning

New buildings and building improvements

Refinance existing borrowing

Diversification

Sustainability and new technologies

Our loans

Long-Term Loan

Loans for farms, estates or rural businesses to support with growth, diversification or consolidation.

  • Borrow £25,001+
  • Terms of 5 to 30 years 
  • Competitive variable and fixed rates
  • Interest only, initial capital repayment holidays and repayment loans available
  • Borrow up to 60% of your land or property value
  • Available to sole traders, partnerships, companies or trusts.

Clean Growth Financing Initiative

Fee-free loans for sustainable farming projects that reduce environmental impact, including:

  • water 
  • waste
  • energy
  • emissions.

Long-Term Loan

Loans for farms, estates or rural businesses to support with growth, diversification or consolidation.

  • Borrow £25,001+
  • Terms of 5 to 30 years 
  • Competitive variable and fixed rates
  • Interest only, initial capital repayment holidays and repayment loans available
  • Borrow up to 60% of your land or property value
  • Available to sole traders, partnerships, companies or trusts.

Clean Growth Financing Initiative

Fee-free loans for sustainable farming projects that reduce environmental impact, including:

  • water 
  • waste
  • energy
  • emissions.

Why choose AMC?

We understand rural businesses and the rural way of life.

I value AMC’s personal service, approachability, and thoroughness.

Robert Law Thrift Farm, Royston

AMC were fantastic, they were professional, helpful and on the ball.

Ann Duffield Sun Hill Lodges, Leyburn

How it works

Our Agents and Regional Agricultural Managers can meet you in person and help with your loan application.

1. Get in touch

Send us a message or contact your local AMC Agent or Regional Agricultural Managers to talk through your requirements.

2. About you

Share supporting information such as financial accounts, bank statements and budgets.

3. Apply

Your local Agent or Regional Agricultural Managers can help you complete your application.

4. Loan offer

After a successful credit review, we’ll offer you a loan.

AMC tariffs

View charges for taking out a loan, changes and early repayments.

Fees and charges (PDF, 46KB) PDF, opens in new tab