How does it work?
With Car Finance Plus you can get your new car without the upfront cost and, when you’re ready, we’ll pay the dealer directly.
Get a great rate of 3.8% APR Representative when you borrow from £7,000 to £25,000
- Easy 3 step online process
- No obligation quote with no credit search
- You find the car, we pay the finance directly to the dealer
- Exclusive to personal current account holders.
You can apply if you’re:
- an existing Lloyds Bank main Personal Current Account holder (min 3 months)
- registered for internet banking
- aged 18 or over
- a UK resident.opens in a new window.
Credit is subject to status and additional affordability checks.
If you're not registered for Internet Banking you can register now.
1. Calculate your options
Choose how much to borrow and find the repayment term that suits your budget.
2. Get an instant decision
Applying online is easy and only takes a few minutes. Then we’ll give you an answer on the spot.
3. Pick up your new car
We pay the dealer directly, so you can get on the road straight away.
Fixed Car Finance (hire purchase)
- Own the car at the end of the agreement
- Fixed monthly payments
- Pay it off over 1-5 years
- No charges for early repayment
- No mileage limit.
Bear in mind:
- you can’t sell the car until the finance is paid off.
Flex Car Finance (personal contract purchase)
- Low fixed monthly repayments
- You can choose to own the car by paying a final lump sum, or just return the car
- Pay it off in 1–4 years
- No charges to repay early.
Bear in mind:
- you can’t sell the car until the finance is paid off
- you’ll agree on an annual mileage limit – extra fees will apply if you exceed it
- there will be extra fees if you return the car and it’s not in a good condition.