Lloyds Premier Banking Account Ready-Made Investment Offer Terms and Conditions
This offer is now closed. It was available between 1 May 2025 and 30 April 2026.
- This offer only applies to customers with an existing Premier Bank Account.
- Customers must have opened a Lloyds Ready-Made Investments (RMI) ISA or General Investment account between 1st May 2025 and 30th April 2026.
- You need to have an active Premier Bank Account to qualify for this offer.
- To qualify, customers must invest a minimum of £1,500 within three months of opening the RMI account.
- A minimum value of £1,500 must remain invested in the RMI account until the 1-year anniversary of the RMI account being opened.
- If your portfolio is valued at less than £1,500 solely as a result of market movements, you will still qualify for the offer.
- If these conditions are met, £36 cashback will be paid into your Premier Bank Account within 5 working days of the first anniversary of the RMI account being opened.
- The cashback is not a taxable payment.
- Your Premier Bank account must be active on the day the cashback is due to be paid.
- We may amend or withdraw this offer at any time.
- Anyone we reasonably consider to be abusing this offer may be excluded at our absolute discretion.
- This offer is not available to existing RMI customers.
- Separate terms and conditions apply to our Ready-Made Investment ISA or Ready-Made General Investment Account in relation to the service we provide.
- The promoters of the offer are Embark Investments Services Limited, who provide Lloyds Bank Ready-Made Investments. The promoters are contactable at 12 Wellington Place, Leeds, LS1 4AP.
Investing for longer increases the likelihood of positive returns. Over a period of 5 years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in. Tax treatment depends on individual circumstances and may be subject to change in the future.