Lloyds Premier Banking Account Ready-Made Investment Offer Terms and Conditions

  • This offer only applies to customers with an existing Premier Bank Account.
  • Customers must open a Lloyds Ready-Made Investments (RMI) ISA or General Investment account from 1st May 2025.
  • You need to have an active Premier Bank Account to qualify for this offer.
  • To qualify, customers must invest a minimum of £1,500 within three months of opening the RMI account. 
  • A minimum value of £1,500 must remain invested in the RMI account until the 1-year anniversary of the RMI account being opened.
  • If your portfolio is valued at less than £1,500 solely as a result of market movements, you will still qualify for the offer.
  • If these conditions are met, £36 cashback will be paid into your Premier Bank Account within 5 working days of the first anniversary of the RMI account being opened.
  • The cashback is not a taxable payment. 
  • Your Premier Bank account must be active on the day the cashback is due to be paid.
  • We may amend or withdraw this offer at any time.
  • Anyone we reasonably consider to be abusing this offer may be excluded at our absolute discretion.
  • This offer is not available to existing RMI customers.
  • Separate terms and conditions apply to our Ready-Made Investment ISA or Ready-Made General Investment Account in relation to the service we provide. 
  • The promoters of the offer are Embark Investments Services Limited, who provide Lloyds Bank Ready-Made Investments. The promoters are contactable at 12 Wellington Place, Leeds, LS1 4AP.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.