Take payments with Cardnet

Pound icon

Tailored pricing, specific to your business

Magnifying glass with exclamation sign

No hidden fees or confusing small print

Icon of cog with upward graph arrow

Tools that track your finances and provide customer insight

Card readers to suit every type of business

Mobile card readers

Could be ideal for businesses that take card payments on the move.

Illustration of a mobile card reader
  • Radio tower
  • Bluetooth
  • Battery

These battery-powered devices either use SIM card or Bluetooth connectivity. 

Card readers

Portable card machines

Could be perfect for accepting payments in or around your premises.

Illustration of a portable card machine
  • Wi-Fi
  • Bluetooth
  • Battery

These battery-powered devices use Wi-Fi or Bluetooth connectivity.

Portable card machines

Countertop card machines

Could be ideal if you always take card payments at the till.

Illustration of a countertop card machine
  • Mains power
  • Ethernet

These devices generally use mains power and an Ethernet or Wi-Fi connection.

Countertop card machines

Why choose Lloyds Bank Cardnet®?

Technology you can trust

Technology you can trust

The Lloyds Bank Cardnet payment system has up to 99% uptime*. So, you won’t leave your customers waiting. 

Keep customer data safe

Keep customer data safe

Secure data processing and fully PCI compliant payment devices.

Specialist support

Specialist support

Our specialist UK-based support team are available 8am – 9pm Monday to Saturday.

Support with switching fees

Support with switching fees

We can discuss helping with any exit fees if you’re already with another provider. Enquire now for a call back or call us on 0330 134 7976.

Enquire now

Other ways to take payments

laptop and pound sign


Take payments through your website and other digital channels, including pay by link.


Enquire now
phone and pound sign

Over the phone

Take payments over the phone using the additional functionality of a card reader or by using our secure online virtual terminal.

Apply online
  • Apply online now if you;

    • Are a Lloyds Bank or Bank of Scotland customer
    • Are looking to take card payments face to face only or together with over the phone payments
    • Have an average card transaction value of under £500
    • Have an estimated annual card turnover of under £300,000
    • Do not require multiple terminals, in multiple locations

    If you’re not eligible to apply online, we'd prefer to discuss the options available to you over the phone in order for Cardnet® to best support your business needs. To request a call back, please complete our enquiry form.


    Please note, not all industries/sectors will be eligible for Cardnet® products.

*Based on the Cardnet platform maintaining 99.99% uptime covering the 12-month period from January 2023 to December 2023.

Cardnet® is a registered trademark of Lloyds Bank plc.

We may monitor or record calls to make sure we have carried out your instructions correctly and to help improve the quality of our service.

Please remember we cannot guarantee the security of messages sent by email.
Lloyds Bank plc and Bank of Scotland plc (member of Lloyds Banking Group) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Authorisation can be checked on the Financial Services Register at www.fca.org.uk.