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The benefits of a Business Debit Card

No annual fee

The money is debited directly from your business account – meaning there is no annual fee.

Cash when you need it

You can withdraw up to £700 of cleared funds per day.

Contactless payments

Use your card for on-the-go contactless payments of up to £100.

Speed up deposit transactions

Faster deposit transactions with your card at branches with Immediate Deposit Self Service Machines.

 

Apply for a Business Debit Card

To apply for a Lloyds Bank Business Debit Card you'll need to have a Business Current Account with us. Applications are subject to further eligibility checks. You can expect to receive your Business Debit Card within ten working days of our receipt of your application.

If you require support, you can call our Business Management Team on 0345 072 5555. We’re available from 8am to 6pm, Monday to Friday, and 9am to 2pm on Saturday. This excludes bank holidays.

If you can't apply online

If you can't apply online

If anyone else needs to approve your Business Debit Card application, you'll need to apply using our PDF form.

Apply now (PDF, 195KB) PDF opens in new window
 

Unlock exclusive merchant offers with our Visa Business Debit Cards

Enjoy savings with access to a diverse range of merchant offers, specially designed for growing businesses like yours.

View merchant offers

Compare Currency Charges
 

Helping you compare our debit card currency charges with other providers

You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.

 

Indicative transaction value (excl Fees)
Transaction Fee Rate
Transaction Fee
Indicative Statement Value (incl Fees)
ECB to Sterling equivalent Indicative transaction Value
ECB to card variance
ECB Markup sub
ECB Mark up
ECB Pairing Rate
Cash Transaction Ffee

Edit Key/Value Pair Calculator

Edit Key/Value Pair Calculator

 

  

   

Your debit card foreign currency transaction fee mark up over the ECB rate.

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Exchange rates

The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.

Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.

You can find the latest available Visa exchange rate here.

Fees for currency conversion

The comparison above uses the debit card standard non-sterling transaction fee of 2.75%.

 

Other cards

From the flexibility of a Credit Card to the convenience of Charge Cards, our products provide added security compared to traditional payment methods and help you manage your cashflow with interest-free credit.

Compare Business Cards