Full Invoice Finance
Invoice Factoring and Invoice Discounting solutions to support businesses with an ongoing need for funding.
Why use Invoice Finance?
Instant access to funds helps strengthen your cash flow, giving you increased flexibility and headroom between incurring expenses e.g. buying goods and manufacturing costs, and selling products. You can use funds to support growth, develop new products, target new markets or finance acquisitions.
How quickly can I get funded?
You will usually receive the advance within 24 hours.
Will my customers know I use Invoice Finance?
If you use Invoice Factoring, yes. Invoice Discounting is a confidential service, so your customers won’t know you are using it.
I don’t want to fund all of my sales ledger, what are my options?
Invoice Finance Manager is suitable for customers with occasional or seasonal cash flow challenges. Choose the invoices you want to fund, without committing your whole sales ledger. Additional benefits include access to a suite of risk insight tools.
To further support our values in being transparent with clients, please view our standard Fees and Charges.
If you are an existing client and are unsure whether these other fees and charges are applicable to you, please check with your Client Manager.
Important legal information
Factoring and Invoice Discounting facilities may be provided by one or more of Lloyds Bank Commercial Finance Limited, Lloyds Bank plc and Bank of Scotland plc.
Lloyds Bank Commercial Finance Limited. Registered in England & Wales no. 733011. Registered office: No.1, Brookhill Way, Banbury OX16 3EL. Lloyds Bank plc.
Registered in England and Wales no. 2065. Registered Office: 25 Gresham Street, London EC2V 7HN. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.