Invoice Finance
Boost your cash flow with Invoice Finance and get early access to money owed to you. Our dedicated client managers have over 600 years’ combined experience.
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What is Invoice Financing?
Invoice Finance provides early access to the money owed to you in unpaid invoices. While you’re waiting for invoices to be paid by your customers, we can advance up to 90% of the invoice cash value to you. This is usually within 24 hours of applying.
Our Invoice Finance solution is also known as Invoice Discounting which is a confidential service. Our product is designed to help you access money quickly to strengthen cash flow and support your growth ambitions.
The benefits of using Invoice Finance at Lloyds Bank
How does Invoice Finance work?
What do our customers say about Invoice Finance?
Montash
"The support from Lloyds will continue to allow us to scale our operations, especially as we make inroads into the US market and grow our brands. We are excited about the next 20 years and the possibilities that lie ahead as we continue to grow and innovate."
Andy Larholt, Group CEO and Founder, Montash
What types of business benefit from Invoice Finance?
We support a range of established and successful businesses that sell business-to-business on credit terms and help support their growth ambitions. Some of the industry sectors that we support include:
Construction
No more waiting on slow-paying clients. Get the funds you need to purchase materials, pay subcontractors and complete projects faster with Invoice Finance.
Haulage
Say goodbye to cashflow gaps caused by delayed payments. Invoice Finance can help keep your trucks rolling and your business moving smoothly.
Manufacturing
Access the capital you need to purchase raw materials, cover overheads and fulfil orders with Invoice Finance. Don't let payment delays slow down your production line.
Recruitment
Secure the funds you need to pay your staff, expand your candidate pool and grow your business. Elevate your recruitment agency with Invoice Finance and stop cashflow constraints.
Mythbusters
There are some common mis-conceptions about Invoice Finance. This video aims to provide clarity around these myths and highlight how Invoice Finance can support businesses.
Get a quote now for Invoice Finance
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Frequently asked questions
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Fast access to funds helps strengthen your cash flow, giving you increased flexibility and headroom between incurring expenses e.g. buying goods and manufacturing costs, and selling products. You can use funds to support growth, develop new products, target new markets, or finance acquisitions.
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Yes, accounts receivables financing is the same as Invoice Financing and allows you to raise funds against unpaid invoices.
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It depends on the service you take out. If you use our Invoice Discounting product it is a confidential service.
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Invoice Finance uses your sales ledger to unlock up to 90% of your unpaid invoices, typically within 24 hours. Invoice Finance available funds grows in line with your business sales unlike loans and overdrafts.
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Call us 0800 169 4356. Lines are open from 9am to 5pm, Monday to Friday, except public holidays. Alternatively request a call back
Factoring and Invoice Discounting facilities may be provided by one or more of Lloyds Bank Commercial Finance Limited, Lloyds Bank plc and Bank of Scotland plc. Lloyds Bank Commercial Finance Limited. Registered in England & Wales no. 733011. Registered office: No.1, Brookhill Way, Banbury OX16 3EL. Lloyds Bank plc. Registered in England and Wales no. 2065. Registered Office: 25 Gresham Street, London EC2V 7HN.