Apply to take card payments with Lloyds Bank Cardnet®

For all businesses

with an estimated annual card turnover of up to £500,000. You do not have to bank with us to be eligible.

Apply online now if you:

  • Are looking to take face-to-face card payments only or together with over-the-phone payments.
  • Have an estimated annual card turnover of up to £500,000.
  • Require terminals in a single location only.


It takes approximately 20 minutes.

Apply online

If you’re not eligible to apply online

Arrange a call back

Arrange a call back

If you’re not eligible to apply online, and have a card turnover of over £50,000, please fill in our contact form and we will get back to you. Alternatively, call us on 0330 134 7976. Lines are open Monday - Friday, 9am - 5pm.

Call me back
  • Please note, not all industries/sectors will be eligible for Cardnet® products.

  • As no two businesses are the same, Lloyds Bank Cardnet will match you with a service to enable you to take payments within your budget. Pricing will depend on the type of product you choose, card turnover and how you want to receive payments. During your application, you will be presented with a full breakdown of your rates and charges clearly before you sign up, so you understand what you’re agreeing to before you start.

  • To confirm your eligibility for Cardnet and to be able to provide you with a quote and selection of suitable terminals, we will ask for some details about your business.

    On completion, your agreements will be generated and sent to you via email to sign.

    For customers that complete an application online, please allow 7-10 working days for your Cardnet account to be set up. This may take longer if we need more information from you or you don’t currently bank with us.

    • Details of all principals (i.e. Directors, Partners or Trustees), including residential address and contact information
    • Your VAT number if you are VAT registered
    • Your registration number if you are a Charity or a Limited company

Important legal information

Cardnet® is a registered trademark of Lloyds Bank plc.

We may monitor or record calls to make sure we have carried out your instructions correctly and to help improve the quality of our service.

Please remember we cannot guarantee the security of messages sent by email.

Lloyds Bank plc and Bank of Scotland plc (member of Lloyds Banking Group) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Authorisation can be checked on the Financial Services Register at www.fca.org.uk