Balance Transfers
- A balance transfer allows you to move your existing debt (balance) from one or multiple credit cards and some store cards, to a single credit card, so all your existing balances are in one place. If you transfer the balance to a lower interest credit card, you may be able to pay less interest, saving you money and paying your balance off faster.
- You can request a balance transfer from most other credit cards and some store cards, as long as they’re in your name, registered to the address we hold for you and display the Mastercard®, American Express® or Visa® logos, but not from loan companies, bank accounts or other Lloyds Bank credit cards.
- Continue to make payments to your other cards as usual until transfers show on your statements for each account.
Please read the important to know section below for full details about making transfers.
To use our Mobile Banking app you need to have a valid phone number registered to your account. Available to UK personal Internet Banking customers and Internet Banking customers with accounts held in Jersey, the Bailiwick of Guernsey or the Isle of Man. Check your preferred app store for minimum operating system requirements. Device registration required. The app doesn’t work on jailbroken or rooted devices. Terms and conditions apply.
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Calls and online sessions may be monitored and/or recorded for quality evaluation, training and to ensure compliance with laws and regulations. Not all Telephone Banking services are available 24 hours a day, 7 days a week. View our contact numbers and opening times which may vary depending on the service that you require.