Enquire about a Business Charge Card
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- Up to 56 days interest free on purchases
- No annual fee for each card added in the first 12 months of business card account opening. After the first year, we’ll charge an annual fee of £32 per cardholder, unless you spend £6,000 or more across all cards each year
- Sterling cash withdrawals will be charged a handling fee of 2.5% or £2.50 per transaction (whichever is higher)
- Non-sterling transaction cash withdrawals will be charged a handling fee of 2.5% or £2.50 (whichever is higher) plus a non-sterling transaction fee of 2.95%
- Non-sterling transactions will be charged a fee of 2.95% of the amount of the Sterling transaction value
For more information, and a full explanation of rates and charges that may be incurred please see our Charge Card page.
Full Terms and Conditions are available. In certain circumstances we may terminate or suspend the use of the Charge Card(s) which may include the immediate repayment of any outstanding balance. Full details are included in the Terms and Conditions which will also be included in the documentation we send to you if your application is approved.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. You will need to meet the normal lending eligibility criteria before any lending is agreed.
Before you start
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If you have an existing Business Charge Card with us and you want to:
- Add, remove, or change the details of your cardholders or their cardholder limits
- Add, remove, or change the details of your Business Representatives
- Apply to increase the overall Business Limit on your Business Charge Card
You can do so by completing a Business Charge Card amendment request
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We may share your personal information from your application with fraud prevention and credit reference agencies.
For full information about how we use client personal data, including how information held by the fraud prevention or credit reference agencies may be used, please view our privacy notice.
If you are providing information on behalf of a joint applicant, by continuing with this application you confirm that you have their permission to do so.
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Making an informed choice
It's important to find the right type of financing for your business. More suitable borrowing options may be available. Alternative short-term borrowing options include Business Credit Cards and Overdrafts. For longer term borrowing, other types of credit may be more suitable for your business.
View alternative borrowing options
If you are unsure about the right type of lending for your business, or would like to discuss other finance options, please contact your Relationship Manager.