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Career Planning

You may be getting your career off the ground or already established on your path. Wherever you stand, you will want to make the most of your financial success.

You may wish to make a major purchase, accumulate savings, create an investment portfolio or simply pursue your life goals.

Our long-standing experience means we have the insight to understand your situation. We’ll use this expertise and foster a long-term relationship with you to provide services specially attuned to your needs.

We’re here to help you with:

  • Make your everyday banking simple
  • Identify opportunities and solutions that fit your needs
  • Deliver financial expertise matched to your circumstances.

Getting to know you

Your Private Banking and Advice Manager will build a  relationship with you, and provide you with a consistent point of contact. They’ll consider your lifestyle and priorities, and spot any opportunities and challenges ahead. They’ll get to know your banking needs and investment options so you can decide which suit you best.

They can help you consider:

  • Our full range of Current accounts
  • Savings and deposits
  • Loans, overdrafts, bridging and tailored lending, subject to status and application
  • Protection products.

Banking and deposits

We offer a full spectrum of current accounts and savings products that range from instant access to longer-term deposits, all with different interest rates to match your specific needs.

Your options could include:

  • Current accounts
  • Instant access savings accounts
  • Term deposits.

Banking and deposits

Lending and financing

Sometimes a new opportunity or change in circumstance can require an additional source of funds. Our lending specialists will account for your needs, introduce you to the available borrowing options and tailor a product around your requirements. Lending and financing products may require security.

We offer a choice of products:

  • Overdrafts for short-term needs, such as tax bills or education fees
  • Loans – for longer term needs
  • Lending to secure partnership in a professional firm
  • Bridging finance
  • Mortgages
  • Property development finance, including self-build.

Lending is subject to our responsible lending criteria. How much we lend, the period and rate available are subject to our assessment of your circumstances. Specific eligibility criteria and conditions apply for certain types of lending. You must be 18 or over and a UK resident to apply. Lending is subject to status and application. Security may be required. Overdrafts are repayable in full on demand. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lending and financing

Investing for the future

Your professional life may leave you little time to attend to investments. Your Private Banking and Advice Manager can assist you with evaluating your attitude for risk and considering the investment and pension products available to  you. This  can help considerably when deciding which products will suit your future ambitions.

We can guide you on:

  • Stocks and shares ISAs
  • Unit trusts, OEICs and structured products
  • Onshore and offshore bonds
  • Pensions, including self-invested pension products (SIPPs)

Please remember that the value of investments, and the income from them, may fall as well as rise. Investors may not receive back the full amount originally invested. Past performance is not a guide to future performance.

Protecting your lifestyle

Preparing for the unforeseeable, such as illness, accident or even death, could provide an important financial cushion for you and your family.

We’re ready to help with the following:

  • Mortgage protection plans
  • Critical illness cover
  • Life assurance.

Replacing income if you can’t work
If you’re prevented from working by accident or long-term illness, income protection can be an important safety net.

The plan can be designed to support your work sickness scheme, and will provide reassurance that you’ve planned replacement income should you experience a qualifying sickness or condition.

Cover if you become critically ill
A critical illness could change your life irrevocably. It could interrupt your career, and have long-term effects that affect your family, lifestyle and home. Critical illness cover could help you cope financially, providing funds to help you adjust, adapt your home or simply enjoy quality time with your loved ones.

Life assurance
Life assurance could help support your family's finances should the worst happen. There are many different types of life assurance. Depending on your specific needs, life assurance can protect a mortgage, your family or provide you with a solution to help mitigate inheritance tax. Whatever your circumstances, your Private Banking and Advice Manager can set up a suitable life assurance policy to protect what matters most.


Before any services or products are provided to you we will explain what advice we can give and what products and services this covers, and any advice or product charges that apply and agree these with you.


Book an appointment

Get in touch with one of our Private Banking and Advice Managers.

No charges for the initial meeting to discuss your individual circumstances and objectives.

No obligation to take any of our services or products.



Speak to us

You can call us to arrange an appointment or ask a question.

Lines are open Monday to Friday from 09:00 to 17:00 (Tuesday and Thursday until 19:00) and Saturday from 09:00 to 13:00. Excluding Bank Holidays. Call cost may vary depending on your service provider.