Mayfair Banking Overdraft Rates

Pricing information about personal current account overdrafts 

What is the interest rate being charged on our products?

Overdraft Rates Charged

Product

Range of annual interest rates payable for arranged overdrafts on 31 December 2023

Annual interest rate payable for unarranged overdrafts on 31 December 2023

Refused payment fee on 31 December 2023

Product

High Interest Cheque Account 

Range of annual interest rates payable for arranged overdrafts on 31 December 2023

9.90%

Annual interest rate payable for unarranged overdrafts on 31 December 2023

0.00%

Refused payment fee on 31 December 2023

£0

Product

Club Lloyds Mayfair

Range of annual interest rates payable for arranged overdrafts on 31 December 2023

9.90%

Annual interest rate payable for unarranged overdrafts on 31 December 2023

0.00%

Refused payment fee on 31 December 2023

£0


How do our overdrafts compare?

A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the APR. The APR shows the cost of borrowing over a year.

Information about overdraft pricing in the quarter from 1 October 2023 to 31 December 2023

Overdraft rates charged during this period

Product

Advertised APR[s] during this period

Product

High Interest Cheque Account

Advertised APR[s] during this period

N/A

Product

Club Lloyds Mayfair

Advertised APR[s] during this period

N/A