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Private Banking Overdraft Rates

Pricing information about personal current account overdrafts

What is the interest rate being charged on our products?

Overdraft Rates Charged
Products	Range of annual interest rates payable for arranged overdrafts on 30 September 2022	Annual interest rate payable for unarranged overdrafts on 30 September 2022	Refused payment fee on 30 September 2022
Products Club Lloyds Private Banking	Range of annual interest rates payable for arranged overdrafts on 30 September 2022 14.90%	Annual interest rate payable for unarranged overdrafts on 30 September 2022 0.00%	Refused payment fee on 30 September 2022 £0
Products Club Lloyds Private Banking Premier	Range of annual interest rates payable for arranged overdrafts on 30 September 2022 14.90%	Annual interest rate payable for unarranged overdrafts on 30 September 2022 0.00%	Refused payment fee on 30 September 2022 £0
Products Private Banking Premier	Range of annual interest rates payable for arranged overdrafts on 30 September 2022 14.90%	Annual interest rate payable for unarranged overdrafts on 30 September 2022 0.00%	Refused payment fee on 30 September 2022 £0

How do our overdrafts compare?

A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the APR. The APR shows the cost of borrowing over a year.

Information about overdraft pricing in the quarter from 1 July 2022 to 30 September 2022

Overdraft rates charged during this period
Products	Advertised APR[s] during this period
Products Club Lloyds Private Banking	Advertised APR[s] during this period 14.90%

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