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Lloyds Bank Gem®

An integrated platform for managing payments, connectivity and liquidity.

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Liquidity accounts and services

Accounts and services to manage cash and liquidity.

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Real‑time, always‑on platform

A real‑time platform available 24/7, with automated end‑to‑end processing and instant event notifications, so you can always have an up‑to‑date view without any waiting or manual intervention.

One view, every channel

Omni‑channel access through the online portal, host‑to‑host, API, or SWIFT, giving you one consistent view of information and the flexibility to start a task in one channel and finish it in another. 

API‑native connectivity

Built API‑first to integrate directly with your systems, supported by a full range of other connectivity options to suit countless different operating models and technical requirements. 

Payments that work your way

Set payments to run as you want, with configurable limits and authorisations, automated processing, multilayer fraud detection, and the ability to redirect incorrect incoming payments to the right account.

Flexible liquidity and currency control

Efficient liquidity structures with direct membership of the GBP and EUR clearing systems, complemented by live FX rates across 13 currencies available via API. 

Insight, control, and self‑service

Open and close accounts in 13 currencies, use virtual accounts to simplify structures and reconciliation, and analyse transactions using powerful reporting and forecasting tools to support better decisions.

 

See the platform in action

Lloyds Bank Gem® is a real‑time, API‑native cash management platform designed to integrate with the way you operate.

Supported by a range of connectivity options, it helps simplify payments, automate manual processes, and provide a consistent view of information across all channels.

See the platform in action

Lloyds Bank Gem® is a real‑time, API‑native cash management platform designed to integrate with the way you operate.

Supported by a range of connectivity options, it helps simplify payments, automate manual processes, and provide a consistent view of information across all channels.

 

Talk to us

Speak to your relationship director or contact our payments specialist, Lewis Anderson, Senior Director, Transaction Banking Solutions.

Email Lewis, our payments specialist 

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Unlocking Lloyds Bank Gem’s® core capabilities

Lloyds Bank Gem® is a registered trademark of Lloyds Bank plc. Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.