Current accounts

Everyday banking solutions for your organisation.

Whether you’re managing day-to-day business banking, holding client funds or running a charity or community organisation, explore current accounts designed to support the way you operate.

Explore our current accounts

These services are designed for businesses operating in the Channel Islands or the Isle of Man and are provided by Lloyds Bank Corporate Markets, a wholly owned subsidiary of Lloyds Banking Group plc.

Information on services for businesses in the United Kingdom through Lloyds Bank plc.

Compare our current accounts

Compare accounts for businesses, larger organisations, professional firms managing client money, charities and community organisations.

Comparison table showing saving products
Account	Designed for	Find out more
Account Island Business Banking	Designed for Day-to-day business banking for small to medium-sized organisations. Suitable for businesses requiring an account for everyday banking.	Find out more Island Business Banking
Account Island Business Banking Extra	Designed for Day-to-day banking for larger organisations with annual turnover above £25 million‌. Suitable for organisations requiring day-to-day banking and support for more complex operational needs.‌	Find out more Island Business Banking Extra
Account Island Client Account	Designed for Managing client funds separately‌. Suitable for organisations that hold or manage funds on behalf of clients and need to keep client money separate from operational funds.	Find out more Island Client Account
Account Island Charity Account	Designed for An account designed for charitable organisations. Suitable for charities requiring an account for managing charitable funds and everyday transactions.	Find out more Island Charity Account
Account Island Community Account	Designed for For not-for-profit organisations serving their local community. Suitable for unregistered societies, clubs and associations.	Find out more Island Community Account

Need help choosing an account?

Why organisations choose Lloyds

Our savings accounts combine practical banking tools with support from our Islands teams and the wider expertise of Lloyds Banking Group.

Explore your options

We want to make sure you know about our savings options.

Frequently asked questions

Which current account is right for my organisation? expandable section

The right account depends on how your organisation operates and the type of funds being managed. Our Islands teams can help identify suitable options.
Can I hold client funds in an Island Business Banking or Island Business Extra account? expandable section

No. Client money should only be held in dedicated client accounts, such as the Island Client Account which is designed for that purpose.
Are online and mobile banking available? expandable section

Yes. Account holders can manage payments, balances and day-to-day banking through online banking and our mobile banking app.
Can larger organisations open current accounts? expandable section

Yes. We offer solutions designed for organisations with more complex banking requirements and higher transaction volumes.

Corporate and financial institutions
Can I switch to a different account later? expandable section

If your organisation's requirements change, our Islands teams can discuss other banking options that may be more suitable.
Where can I find account fees and charges? expandable section

Full details of fees, charges and eligibility criteria are on each account page.
Who can I speak to for more information? expandable section

Our Islands teams are here to answer questions and help you find the most suitable banking solution for your organisation.‌

Online banking

All online banking services

Accounts and savings