Island Business Reserve Account

A savings account that pays interest on your money each month. This could enable you to make the most of your surplus funds. Designed for businesses in the Channel Islands and the Isle of Man.

Features and benefits

  • Open an account with as little as £1.
  • Interest is paid on your savings each month.
  • Available in Sterling.
  • Move funds between accounts.
  • Access your money at any time.
Make an appointment


To apply for an Island Business Reserve Account, you need to:

  • Be registered in Jersey, Guernsey or the Isle of Man
  • Use the account for business only
  • Be a sole trader, partner or director.

Interest rates

View the current rates for this account > (PDF, 92 KB)


Terms and conditions

Read our full terms and conditions (PDF, 186KB)

Frequently asked questions

These services are designed for businesses operating in the Channel Islands or the Isle of Man.

Information on services for customers in the United Kingdom through Lloyds Bank plc. 

Business loans

Our loans can help you manage cash flow or grow your business. A loan could also help you invest in new equipment or premises.

Products and services

Browse our wider range of business products and services.

Visit us in branch

Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.