Island Client Account

If you manage funds on behalf of third parties, this current account is for you. Designed for businesses in Jersey, Guernsey and the Isle of Man.

Features and benefits

  • Open an account with as little as £1. 
  • It’s simple to set up direct debits and standing orders. 
  • The account is available in Sterling. 
  • Overdrafts are not allowed on this account. This applies to authorised and unauthorised overdrafts.


To apply for an account you must be a sole trader, partnership, limited partnership or limited company trading in Jersey, Guernsey or the Isle of Man. The account is only available for you to hold client funds.

Charges and fees

Charges guide (PDF, 93KB)

Terms and conditions

Account conditions (PDF, 186KB)

These services are designed for businesses operating in the Channel Islands or the Isle of Man.

Information on services for customers in the United Kingdom through Lloyds Bank plc. 

How to apply

Use our contact form or get in touch to find out more.

Products and services

Browse our wider range of business products and services.

Visit us in branch

Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.