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95 Day Notice Account

Earn interest on your organisation’s savings by giving 95 days’ notice before making a withdrawal.

Open account

Why choose a 95 Day Notice Account?

Let’s break it down

Terms and conditions expandable section

95 Day Notice Account factsheet (PDF, 88KB)

General terms and conditions (PDF, 176KB)

Islands Commercial account conditions (PDF, 134KB)

Open an Island 95 Day Notice Account

Choose the option that best matches your business.

Frequently asked questions

What is the minimum deposit and withdrawal amounts? expandable section

The minimum deposit is £100,000, $100,000 or €100,000. The minimum withdrawal amount is £50,000, $50,000 or €50,000.
What documentation will I need to give to open a new account? expandable section

You'll need proof of identity and address for all key parties, plus any business documentation that we need. To certify your documents, read our guide (PDF, 96KB).
When is interest paid on the account? expandable section

Interest is paid monthly. The initial variable interest rate for your account will be agreed when you open it. You’ll start to earn interest on your money from the date they clear.
Can I add money to my account after opening it? expandable section

Yes. You can make further deposits to your account.
Can I access my money before the 95 day notice period ends? expandable section

No. Withdrawals can only be made once the full 95 day notice period has been completed.
Which currencies can I open an account in? expandable section

Accounts can be opened in pounds sterling, US dollars and euros. Other currencies on request.
How do I give notice for a withdrawal? expandable section

You can give notice by contacting your relationship manager or by contacting us.

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