Boost your business with us

Find the best products and support to help grow your business.

Get more from your account

Your Business Account comes with the tools you need to run and grow your business.

Products and services to help you grow

Wherever your business takes you, we have the products and services to achieve your next goal.

The UK’s favourite business bank

1 million businesses already bank with us. Join them today.

Get more from your account

Your Business Account comes with the tools you need to run and grow your business.

Products and services to help you grow

Wherever your business takes you, we have the products and services to achieve your next goal.

The UK’s favourite business bank

1 million businesses already bank with us. Join them today.

Business banking to help you take the next step

Set yourself up for success with the right banking for your business.

Business bank account

Open a business bank account and get an instant decision on up to £25,000 credit1.

Business bank account

Savings

Secure and grow your savings with our range of accounts to suit your business.

Business savings accounts

Overdrafts

Get flexible financial support for whenever your business might need it.

Business overdrafts

Credit cards

Get more from your cash flow and manage your business expenses.

Business credit cards

Loans

A selection of loans to help with your short and longer-term business plans.

Business loans

Take card payments

Cardnet® helps you take card payments quickly and securely, however your customers choose.

Take card payments

Apply online once your new Business Account is set up and you’ll get an instant decision. Eligibility for lending will be assessed as part of a separate application, and there is no guarantee of lending being granted. All lending is subject to status.

THIS is business banking

Just starting out or need to switch?

Join the one million UK businesses that already bank with us.

For businesses with a turnover under £3 million.

Discover Business Accounts

Banking that means business

Access a world of full-service business banking designed around you.

For businesses with a £3 million+ turnover.

Explore business & commercial

Download the app to apply for a Business Account

 

Brilliant everyday banking features

  • View all your accounts, search transactions and get paper-free statements.
  • View or share payment receipts by email, WhatsApp, or SMS.
  • Approve online debit card purchases.

Deposit cheques up to £20,000 and make payments up to £250,000 each day

Log in with your fingerprint, Face ID, or your memorable information

 

Plan for upcoming payments

View and manage your direct debits and standing orders in the app. So you can stay on top of your business finances.

Brilliant everyday banking features

  • View all your accounts, search transactions and get paper-free statements.
  • View or share payment receipts by email, WhatsApp, or SMS.
  • Approve online debit card purchases.

Deposit cheques up to £20,000 and make payments up to £250,000 each day

 

Plan for upcoming payments

View and manage your direct debits and standing orders in the app. So you can stay on top of your business finances.

Log in with your fingerprint, Face ID, or your memorable information

Expert insights for your business sector

Discover specialist insight alongside products and services designed for your area of business.

Legal and professionals

Legal and professionals

Specialist support by trained and Lexcel accredited relationship managers.

Find specialist support

Manufacturing

Manufacturing

Backing British manufacturers with specialist guidance and support.

More on manufacturing

Retail

Retail

Supporting the British retail sector with a range of products and specialist insight.

Discover retail

Real estate and housing

Real estate and housing

Offering a range of products and services to give your real estate business a strong foundation.

See real estate & housing

Insights, guides and customer stories

Find out how we’ve supported a range of businesses and get insights to help you grow.

Start your own business in 10 essential steps

Beginning your business journey? Follow our 10 essential steps to turn your dream into a successful and sustainable start-up.

Read the guide

Making Tax Digital for Income Tax

Discover what Making Tax Digital for Income Tax means, who it applies to, key dates, and how we’ll help you prepare.

More on Income Tax changes

Join us at Naidex 2026

Explore the UK’s leading accessibility and inclusion Expo. Discover new assistive tech, unlock career opportunities, and connect with a community driving change. Join us 25–26 March at the NEC Birmingham.

Register for free tickets

Business Barometer

Get a monthly snapshot of business confidence, challenges and opportunities - giving you the insights to navigate change and spot emerging trends.

Read latest edition

Independent service quality survey results

Business current accounts


Published February 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.
 

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).

Ranking

Business current accounts overall service quality survey results: 1st Monzo 85%, 2nd Mettle 83%, 3rd Starling Bank 81%, 4th Handelsbanken 75%, 5th Tide 70%, equal 9th Lloyds Bank 59%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

We work hard to keep your personal and business data secure, which includes regularly reviewing our privacy notice. When there’s an important change we’ll remind you to take a look and share it with anyone within your business who might need to know. This is so you’re aware of how we use your data and what your options are. Please review the latest privacy notice.

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. 

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. 

All lending is subject to status. Security may be required.


While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).