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Island business loans

A business loan is an ideal way to raise capital for your business. Designed for businesses in Jersey, Guernsey and the Isle of Man.

Features and benefits 

  • Loans start from £25,000.
  • Choose terms of up to 15 years.
  • Borrow up to 70% of the value of a property.
  • Choose from the Bank of England base rate, LIBOR or fixed rate.
  • A range of repayment options are available.

Types of loans

Type of loan

Interest rate

Loan term

Loan amount

Key features & benefits

Type of loan

Base rate

Interest rate

Bank of England base rate, plus a margin agreed with your relationship manager.

Loan term

1-15 years

Loan amount

From £25,000

Key features & benefits

We will consider lending up to 70% of the value of the property.

 

There is no early repayment charge for bank rate linked loans.

Type of loan

Fixed rate

Interest rate

Fixed rates available.

Loan term

1-15 years

Loan amount

From £25,000

Key features & benefits

We will consider lending up to 70% of the value of the property.

 

If you choose a fixed rate, your repayments will remain the same even if bank rates rise or fall.

 

If you repay part or all of your fixed rate loan before the end of the agreed term, a breakage cost and an early repayment charge may apply.

Business overdraft

Access extra funds when you need them.

Products and services

Browse our wider range of business products and services.

Visit us in branch

Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.