Opening an Islands business account

We make it simple to open a business bank account, which frees you up to focus on what matters most.

Features and benefits 

  • Specialist teams in Jersey, Guernsey and the Isle of Man.
  • Expert local knowledge.
  • A range of products and services to meet the needs of your business.
  • Access to Internet Banking.
  • Standing orders and direct debits available.
  • Business overdrafts available, subject to approval. 
  • To help us understand your needs, we carry out a short questionnaire. We do this face-to-face or by phone. It takes five minutes to complete.

    We explain what documents you need to provide. Most of the time we can tell you there and then if we can provide banking services for your business.

    By law, we must carry out due diligence. This ensures we know who we’re dealing with to prevent money laundering or financial crime. There are penalties for failing to do this, so we work with you to get it right.

  • Here are the documents you need to open an account:

    All businesses:

    • Certified copies of passports and proof of address for each director/key account party/shareholder
    • Your Tax Identification Number (for individuals & the entity)

    Existing businesses

    In addition to the above you’ll also need to provide:

    • The last six months of statements from your previous bank
    • Your financials
    • Any changes documented within company registry

    Sole traders:

    • Your certificate of registration
    • Your business plan
    • Confirmation of your business address (if not the same as your personal address)

    Limited companies:

    • Your certificate of incorporation
    • Memorandum and articles of association
    • A register of directors
    • A register of shareholders
    • Your business plan
  • When you’re ready to apply there are two forms you’ll need to complete:

    • Application form
    • Mandate with signatures for all key account parties. This is also where you let us know what kind of signing authorities you want for your business.

Getting started

Getting started

Your local team in Jersey, Guernsey or the Isle of Man will help you choose the right account for your business.

Make an appointment Make an appointment

These services are designed for businesses operating in the Channel Islands or the Isle of Man.

Information on services for customers in the United Kingdom through Lloyds Bank plc.

Contact us

Use our contact form or call us to make an appointment.

Products and services

Browse our wider range of business products and services.

Visit us in branch

Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.