Lloyds 360 New Investor Cashback Offer Terms and Conditions

Eligibility

To be eligible for the £50 cashback offer you must:

  • Have a current account with Lloyds Bank
  • Be a member of Lloyds 360, you’ll see this in the mobile banking app
  • Open a Lloyds Share Dealing ISA, Share Dealing Account, Ready-Made Investment ISA or Ready-Made General Investment Account between the dates of 4 October 2024 and 31 March 2025.

Important Information:

Make your deposit/transfer before 15 January 2025 to be paid £50 cashback by 7 April 2025

  • You must deposit cash or transfer Cash ISAs or Stocks and Shares ISAs into your Share Dealing or Ready-Made Investment account
  • This must be an aggregate value of at least £1,500
  • You must retain an account balance of at least £1,500 in cash and/or investments until at least the 31 March 2025 to be eligible for payment.

Make your deposit/transfer before 31 March 2025 to be paid £50 cashback by 4 July 2025

  • You must deposit cash or transfer Cash ISAs or Stocks and Shares ISAs into your Share Dealing or Ready-Made Investment account. 
  • This must be an aggregate value of at least £1,500
  • You must retain an account balance of at least £1,500 in cash and/or investments until at least the 30 June 2025 to be eligible for payment.

Other Information

  • If you meet the terms of the offer the £50 cashback will be due and payable on 7 April 2025 or 4 July 2025 (dependent on date invested) and will be paid into your Lloyds Bank current account
  • Please allow sufficient time before the offer closes to complete the application process and any transfer/funding activity
  • If you are requesting an ISA transfer as part of the £1,500 funding requirement, you must submit an online transfer request by midnight on 31 March 2025.
  • If paper forms need to be returned after this date, these must reach us promptly after 31 March 2025, but the online transfer request must have been submitted by midnight on the 31 March 2025
  • Transfers from Stocks and Shares ISAs can be from any UK provider except those already held within Lloyds Banking Group (i.e. Halifax, Bank of Scotland, Lloyds Bank or iWeb). Although we’ll make every effort to transfer all your stocks to our service, we regret that there may be some instances where this is not possible. We’ll let you know if this is the case
  • We are not responsible for any delay by your existing provider in processing the transfer
  • Cash deposits from bank accounts, savings accounts or Cash ISAs can be from any UK provider
  • Workplace-related share transfers for Lloyds Banking Group colleagues are excluded
  • In certain circumstances, for example where we require further evidence of your identity, you may be asked to return additional documentation to support your account opening application. Please allow sufficient time to complete the application process.
  • Customers must be 18 years of age or over and resident in the UK
  • This offer is not available to existing Share Dealing or Ready-Made Investments customers
  • Separate terms and conditions apply to our Share Dealing ISA, Share Dealing Account, Ready-Made Investment ISA or Ready-Made General Investment Account in relation to the service we provide
  • We may amend or withdraw this offer at any time
  • Anyone we reasonably consider to be abusing this offer may be excluded at our absolute discretion
  • The promoters of the offer are Halifax Share Dealing Limited, who operates the Lloyds Bank Direct Investments Service, and Embark Investments Services Limited, who provide Lloyds Bank Ready-Made Investments. The promoters are contactable at Lovell Park Road, Leeds, LS1 1NS.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.