Make the most of your Club Lloyds account

Your Club Lloyds account has lots of features that you could benefit from for free. Take a look to make sure you’ve activated everything you can use to get more from your account. Don’t forget the £3 monthly maintaining the account fee is refunded when you pay £1,500 or more into your Club Lloyds account every month.

Enjoy a little reward

Your Club Lloyds account has lifestyle benefits you can choose from each year. So make sure you have chosen the benefit that suits you best. Every year you can choose from movie downloads, saving on eating out, cinema tickets or an annual magazine subscription.

Log in to your Club Lloyds Lifestyle Benefits account to pick. Your username is your Club Lloyds sort code plus your account number. For example, if your sort code is 30-12-34 and your account number is 01234567, your user name will be 30123401234567.

Log in to Club Lloyds

Are you benefiting from more interest?

As a Club Lloyds customer you could be earning interest on your Club Lloyds account balance:

  • 0.60% AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different accounts. (0.60% grossGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable on balances from £1 to £3,999.99
  • 1.5% AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different accounts. (1.49% grossGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable on any part of the balance from £4,000 up to and including £5,000.

All you need to do to qualify is have two separate Direct Debits paid out of your Club Lloyds account each calendar month. You don’t earn any interest on balances above £5,000.

Are you using your exclusive saving rates?

As a Club Lloyds customer you can take advantage of your Club Lloyds exclusive savings rates. You can open a Club Lloyds Saver or a Club Lloyds Monthly Saver, or both.

 

Club Lloyds Saver

A Club Lloyds Saver gives you the option to save as little or as much as you’d like. You can have up to 5 different accounts which you can rename to make it easier when you’re saving for specific goals.  All whilst having instant access to your money.

  • Open with just £1
  • Receive variable interest on your savings. Interest is 0.05% grossGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs./AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different accounts. on balances of £25,000 or more, and 0.01% grossGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs./AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different accounts. on balances below £25,000
  • Withdraw money when you like without charge

Club Lloyds Monthly Saver

A Club Lloyds Monthly Saver gives you the ability to save regularly for 12 months and get a fixed rate of interest.

  • Save from £25 to £400 a month
  • Receive 1.00% grossGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs./AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different accounts. interest on your savings. Interest is fixed so it won’t change during the term
  • Withdraw your money when you need it without charge

More than a mortgage – it’s more for you

As a Club Lloyds current account customer you could get £750 cashback when you complete on a qualifying mortgage. Offer applies to first time buyers, customers who are switching their mortgage to us or moving home.

If you already have a Lloyds Bank mortgage, get an exclusive 0.20% discount off your initial fixed rate when you switch to a new mortgage deal. You’ll need to hold a Club Lloyds current account to qualify for this offer.

Find out more about the offer

Save as you spend with Save the Change®

By switching on Save the Change®, we’ll round up what you’ve spent on your Lloyds Bank debit card (to the nearest pound) and add it to your nominated Lloyds Bank savings account, so you can grow your savings whenever you use your card. It’s a clever feature that takes your leftover change that you might not notice and builds it into bigger savings.

You can switch Save the Change® on and off or change your nominated savings account whenever you like through Internet or Mobile Banking.

Find out more about Save the Change®

Get more from your everyday spend

Whether it's the weekly shop or popping out for lunch, Everyday Offers makes it easy to earn up to 15% cashback whilst you shop with your Lloyds Bank debit or credit card. The offers you get will come from selected retailers and could be for places you might like to try, as well as places where you already shop. Merchant offers and cashback amounts vary.

Once you have registered for Everyday Offers in Internet Banking or through your Mobile Banking app, you can activate the offers you’d like to take advantage of and receive cashback into your Club Lloyds account. Cashback will automatically be paid into your account at the end of the month following your redeeming transaction. T&Cs apply.

Find out more about Everyday Offers

Club Lloyds Lifestyle Benefits are only available to Club Lloyds account holders who are resident in the UK and aged 18 or over. Club Lloyds Lifestyle Benefits are administered by Hawk Incentives Limited, on behalf of Lloyds Bank. The benefits available for selection may be changed or updated from time to time. Benefits provided by selected third party suppliers. Exclusions apply.

To qualify for Everyday Offers you must be aged 18+, have an open Lloyds personal current account with a credit or debit card, and be set up to manage your accounts online. Merchant offers and cashback amounts vary and must be activated through Internet Banking or our mobile banking app. Any cashback earned on credit card purchases will be paid to the primary cardholder, as long as they hold an open Lloyds account with a debit card.

To use our Mobile Banking app you need to have a valid phone number registered to your account. Available to UK personal Internet Banking customers and Internet Banking customers with accounts held in Jersey, the Bailiwick of Guernsey or the Isle of Man or you can register for the first time in the app. Our app is available to iOS and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work on jailbroken or rooted devices. Terms and conditions apply.

Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, 7 days a week.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

This information is correct as of October 2021 and is relevant to Lloyds products and services only.