Life insurance and critical illness cover

It takes about 15 minutes to apply. We’ll ask a few questions about your health and lifestyle, then give you an instant decision.

What you’ll need:

  • Details about your health and your family’s health.
  • The amount of cover you need, and how long you’d like to have it.
  • Your bank details to set up Direct Debit payments.

Remember: to apply online, you need to be aged between 18-59 and live in the UK.

Get cover in a way that suits you

Online

This cover is available for both new and existing Lloyds customers:

  • life or critical illness cover* up to £500,000
  • single cover for one person
  • level cover - the cash pay-out stays the same until the policy ends. This means you always know how much cover you’ll have if you need it.

*Critical Illness cover includes an early-stage cancer payment of £5,000, on top of the agreed lump sum.

Scottish Widows provide our life and critical illness policies.

If you're already registered for online banking, the simplest way to get a quote is to log on. We'll pre-fill your personal details to speed things up for you and save your application as you go.

Let's get started Let's get started.

Phone

Speak to a Lloyds protection expert if you are looking for help with:

  • life insurance up to £18 million, including terminal illness cover
  • critical illness cover up to £3 million, including early stage illness and children’s cover up to £30,000
  • level or decreasing cover
  • single cover for one person, or joint cover for two.

They'll help you with Scottish Widows life insurance policies, critical illness cover, or both.

They won't charge you for their support and you don't need to take the product when you speak to them.

Call us on: 0800 131 0552

Lines are open Monday to Thursday 9am – 7pm, Friday 9am – 6pm.

Or ask for a call-back at a time that is suitable for you.

Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.

Request a call-back Request a call-back.

  • If you need more info, give Scottish Widows a call. They’ll be happy to help.

    0345 608 0378

    Lines are open 9am to 5pm, Monday to Friday.

    Calls are recorded to help improve this service. Call costs may vary depending on your provider.

  • If you’d like support, contact our Lloyds protection experts. They can help find cover that’s right for you and your loved ones.

    They'll help you with Scottish Widows life insurance policies, critical illness cover, or both.

    They won't charge you for their support and you don't need to take the product as a result of speaking to them.

    Call: 0800 131 0552

    Lines are open Monday to Thursday, 9am – 7pm, Friday 9am – 6pm.

    Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.