Our best initial mortgage rate discount and access to a team of experts

Our Lloyds Premier current account customers could get a discount of 0.20% off their initial mortgage rate when remortgaging, buying a home or switching to a new deal.

Premier mortgage offer

As a Lloyds Premier customer, you have access to an exclusive initial mortgage rate discount and to a dedicated mortgage service.

You can start your application online or by calling us on 0345 603 1637.

Our dedicated team of experts have experience of supporting with complex mortgage needs and providing advice on a range of products.

Our mortgages are available exclusively from Lloyds, so you won't find them through a broker.

All mortgage lending is based on an assessment of your personal circumstances. Exclusions and conditions apply.

How to get the 0.20% rate discount

This offer applies to Lloyds Premier customers who are:

  • First-time buyers
  • Remortgaging
  • Moving home
  • Switching to a new deal.

Offers can be changed or withdrawn at any time.

You could lose your home if you don’t keep up your mortgage repayments

Choose your mortgage journey

Buying your first home

Stepping onto the property ladder is exciting, but can also be overwhelming. We could help you find the right mortgage deal and help you secure the keys to your first home.

First-time buyer mortgages

Remortgaging to us

If you’re shopping around for a new mortgage offer, we could help find the right deal for you. We'll make switching from another lender simple, leaving you to enjoy your home.

Remortgaging Home mover

Moving home

Whether you’re trading up or scaling down, we could help you find a mortgage to suit your needs. We’ll help arrange the mortgage, leaving you to focus on moving home.

Home mover mortgages Home mover

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Agreement in Principle

It’s quick and easy to apply for an Agreement in Principle. Find out how much you could borrow.

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Get in touch

You can call us or book a video mortgage appointment from the comfort of your own home. 

Contact us

Mortgage help and guidance

Use our help hub to discover everything you need to know about mortgages.

Find help and guidance

Important legal information

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.