No Fees Overseas
Get fee-free spending on your debit card in 200 countries worldwide.
Features and benefits
Let's break it down
International Instant Saver Account interest rates
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Sterling International Instant Saver Account
Current interest rates
Interest is paid monthly and is variable.
Account balance
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Account balance
£1+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.00
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.00
Account balance
£10,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.25
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.26
Account balance
£25,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.75
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.76
Account balance
£50,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
2.00
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
2.02
Account balance
£500,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
2.50
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
2.52
US Dollar International Instant Saver Account
Current interest rates
Interest is paid monthly and is variable.
Account balance
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Account balance
$1+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.00
AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.00
Account balance
$10,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.75
AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.75
Account balance
$25,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.25
AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.26
Account balance
$50,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.25
AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.26
Account balance
$500,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
2.00
AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
2.02
Euro International Instant Saver AccountCurrent interest rates
Interest is paid monthly and is variable.
Account balance (Euro)
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Account balance (Euro)
€1+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.00
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.00
Account balance (Euro)
€10,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.25
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.25
Account balance (Euro)
€25,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.25
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.25
Account balance (Euro)
€50,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.40
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.40
Account balance (Euro)
€500,000+
Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.90
AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.90
Let’s look at the details
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International Moneymover Service*
Free:
- through Internet Banking
- through International PhoneBank, in branch, or in writing
- to your other accounts held with Lloyds Banking Group.
Correspondent Bank Fee*
For the purposes of the Correspondent Bank Fee, Europe is defined as all EEA countries plus Jersey, Guernsey, Isle of Man, Monaco, San Marino and Switzerland.
Zone 1 (USA, Canada and Europe)
£12
Zone 2 (Rest of the world)
£20
Electronic Funds Transfer
(CHAPS payments within the British Isles)£25
Recalling a payment
We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.
Lloyds International do not charge customers to recall a payment, however any return of funds may be subject to deductions in the form of:
- beneficiary bank or other. institutions return payment fees
- foreign bank charges
- foreign exchange fluctuations.
* When making an International Payment there are two charging methods:
Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges.
Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank.
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Receiving funds Electronic Bank Transfer from another financial institution
Free
Cheque collection and negotiation
The correspondent bank may impose a charge based on the value of the cheque. This could be deducted from the original amount before we receive the payment.
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Supplying copies of previous bank statements
Free
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Customer Relationship Agreement – LBCM (PDF, 383 KB), excluding accounts which until 1 August 2022 were held with Lloyds Bank International Services Limited
Account terms and conditions - LBCM (PDF, 226 KB), excluding accounts which until 1 August 2022 were held with Lloyds Bank International Services Limited
Depositor compensation schemes
Schemes vary depending on where your account is held.
