International Instant Saver Account

Lloyds Bank International Savings Account

Features and benefits

  • Instant Access
    Instant access account with no charges for withdrawals.
  • Choice of 3 currencies
    Available in Sterling, US Dollar and Euro.
  • Anytime deposits
    Make new deposits into your account at any time.
  • 24/7 worldwide access to your money with Internet Banking.

Keep in mind

  • Minimum deposit
  • No minimum deposit.

  • Monthly interest
  • Interest is paid monthly.

  • Where the account is domiciled
  • Accounts are domiciled in the Isle of Man.

  • Eligibility
  • Available in many countries but not all and other criteria applies, please see below.

Apply for a Instant Saver Account

Apply for a Instant Saver Account

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    • Available in Sterling, US Dollar and Euro.
    • No Minimum deposit.
    • No Maximum deposit.
    • Interest paid monthly.
    • Instant access to your savings.
  • You're eligible if:

    • You are aged 18 or over.

    Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.

    Check eligibility

  • Sterling International Instant Saver Account

    Current interest rates

    Interest is paid monthly and is variable. 

    Account balance

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Account balance

    £1+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.00

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.00

    Account balance

    £10,000+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    2.50

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    2.53

    Account balance

    £25,000+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    3.00

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    3.04

    Account balance

    £50,000+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    4.00

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    4.07

    Account balance

    £500,000+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    4.25

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    4.33

    US Dollar International Instant Saver Account

    Current interest rates

    Interest is paid monthly and is variable. 

    Account balance

    Gross interest rate (variable)  (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Account balance

    $1+

    Gross interest rate (variable)  (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.00

    AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.00

    Account balance

    $10,000+

    Gross interest rate (variable)  (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    2.50

    AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    2.53

    Account balance

    $25,000+

    Gross interest rate (variable)  (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    3.00

    AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    3.04

    Account balance

    $50,000+

    Gross interest rate (variable)  (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    4.00

    AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    4.07

    Account balance

    $500,000+

    Gross interest rate (variable)  (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    4.25

    AER (%) AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    4.33

    Euro International Instant Saver Account

    Current interest rates

    Interest is paid monthly and is variable. 

    Account balance (Euro)

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Account balance (Euro)

    €1+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.00

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.00

    Account balance (Euro)

    €10,000+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    2.00

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    2.02

    Account balance (Euro)

    €25,000+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    2.50

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    2.53

    Account balance (Euro)

    €50,000+

    Gross interest rate (variable) (%)The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    3.00

    AER (%)AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    3.04

Charges and fees

  • International Moneymover Service*

    Free:

    • through Internet Banking
    • through International PhoneBank, in branch, or in writing
    • to your other accounts held with Lloyds Banking Group.

    Correspondent Bank Fee*

    Zone 1 (USA, Canada and Europe)

    £12

    Zone 2 (Rest of the world)

    £20

    (Note: For the purposes of the Correspondent Bank Fee, Europe is defined as all EEA countries plus Jersey, Guernsey, Isle of Man, Monaco, San Marino and Switzerland)

    Electronic Funds Transfer
    (CHAPS payments within the British Isles)

    £25

    Recalling a payment

    We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.

    Lloyds Bank International do not charge customers to recall a payment, however any return of funds may be subject to deductions in the form of

    • Beneficiary bank or other. institutions return payment fees.
    • Foreign bank charges.
    • Foreign exchange fluctuations.

    * When making an International Payment there are two charging methods:

    Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges.

    Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank.

  • Electronic Bank Transfer from another financial institution

    Free

    Cheque collections

    Cheques up to £100: £5

    Cheques of £100 and above:

    25p per £100 (min £15, max £80 per cheque)

    The correspondent bank may impose an additional charge based on the value of the cheque which may be deducted from the original amount before we receive the payment.

    Cheque negotiation to Sterling account

    Cheques up to £100: £5

    Cheques of £100 and above:

    25p per £100 (min £15, max £80 per cheque)

    Cheques in a foreign currency drawn in a different country (e.g. US Dollars drawn in France, but not UK):

    25p per £100

    (minimum £10, maximum £80 per cheque)

    Cheque negotiation to currency account

    Cheques in the same currency as the account: £2 per cheque

    Cheques requiring currency conversion: £4 per cheque

  • Supplying copies of previous bank statements

    Free

     

  •   Customer Relationship Agreement – LBCM (PDF, 383 KB) [excluding accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]

      Account terms and conditions - LBCM (PDF, 226 KB) [excluding accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]

    Apply now

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