Fixed Term Deposits

Lloyds Bank International Savings Account.

Features and benefits

  • Fixed rate
  • Know exactly how much you'll earn.

  • Available in Sterling, US Dollar and Euro
  • Call us for more
  • Other terms and currencies available when you call us.

Keep in mind

  • Minimum deposit
  • Minimum deposit: £10,000/US$10,000/€10,000.

  • Withdrawal only on maturity
  • No withdrawal until the end of the term. See Important Information below.

  • Interest account
  • We will open a servicing account to pay your interest in.

  • Country of residence
  • Accounts are domiciled in the Isle of Man.

  • Eligibility
  • Available in many countries but not all and other criteria applies, please see below.

    1 year term is not available for Irish residents.

  • Online applications
  • Currently online applications are only available for £, US$ and €.

Apply for a Fixed Term Deposits Account

Apply online now
  • Sterling and US Dollar

    Access

    At the end of the term. For deposits with a term of less than 12 months, see additional information below.

    Term

    1 month to 1 year, other terms may be available on request.

    Annual interest rate (AER /Gross)

    See below.

    Minimum deposit

    £10,000/US$10,000/€10,000

    Maximum deposit

    £5,000,000/US$5,000,000/€5,000,000

    Annual interest rate (Gross/AER)

    Select currency:

    Sterling:

    Deposit Term

    Tier

    Annual Interest % (Gross/AER)
    Sterling

    Deposit Term

    1 year

    Tier

    £10,000+

    Annual Interest % (Gross/AER) Sterling

    3.50

    Deposit Term

    1 year

    Tier

    £50,000+

    Annual Interest % (Gross/AER) Sterling

    3.70

    Deposit Term

    1 year

    Tier

    £250,000+

    Annual Interest % (Gross/AER) Sterling

    3.90

    Deposit Term

    6 months

    Tier

    £10,000+

    Annual Interest % (Gross/AER) Sterling

    3.05

    Deposit Term

    6 months

    Tier

    £50,000+

    Annual Interest % (Gross/AER) Sterling

    3.10

    Deposit Term

    6 months

    Tier

    £250,000+

    Annual Interest % (Gross/AER) Sterling

    3.15

    Deposit Term

    3 months

    Tier

    £10,000+

    Annual Interest % (Gross/AER) Sterling

    2.65

    Deposit Term

    3 months

    Tier

    £50,000+

    Annual Interest % (Gross/AER) Sterling

    2.70

    Deposit Term

    3 months

    Tier

    £250,000+

    Annual Interest % (Gross/AER) Sterling

    2.75

    Deposit Term

    1 month

    Tier

    £10,000+

    Annual Interest % (Gross/AER) Sterling

    1.00

    Deposit Term

    1 month

    Tier

    £100,000+

    Annual Interest % (Gross/AER) Sterling

    1.25

    Deposit Term

    1 month

    Tier

    £500,000+

    Annual Interest % (Gross/AER) Sterling

    1.65

    US Dollar:

    Deposit Term

    Tier

    Annual Interest % (Gross/AER)
    US Dollar

    Deposit Term

    1 year

    Tier

    $10,000+

    Annual Interest % (Gross/AER)US Dollar

    3.79

    Deposit Term

    1 year

    Tier

    $100,000+

    Annual Interest % (Gross/AER)US Dollar

    4.09

    Deposit Term

    1 year

    Tier

    $500,000+

    Annual Interest % (Gross/AER)US Dollar

    4.14

    Deposit Term

    6 months

    Tier

    $10,000+

    Annual Interest % (Gross/AER)US Dollar

    3.34

    Deposit Term

    6 months

    Tier

    $100,000+

    Annual Interest % (Gross/AER)US Dollar

    3.74

    Deposit Term

    3 months

    Tier

    $10,000+

    Annual Interest % (Gross/AER)US Dollar

    2.85

    Deposit Term

    3 months

    Tier

    $100,000+

    Annual Interest % (Gross/AER)US Dollar

    3.16

    Deposit Term

    1 month

    Tier

    $10,000+

    Annual Interest % (Gross/AER)US Dollar

    0.75

    Deposit Term

    1 month

    Tier

    $100,000+

    Annual Interest % (Gross/AER)US Dollar

    0.75

    Euro:

    Deposit Term

    Tier

    Annual Interest % (Gross/AER)
    Euro

    Deposit Term

    1 year

    Tier

    €10,000+

    Annual Interest % (Gross/AER)Euro

    0.75

    Deposit Term

    1 year

    Tier

    €100,000+

    Annual Interest % (Gross/AER)Euro

    1.92

    Deposit Term

    1 year

    Tier

    €250,000+

    Annual Interest % (Gross/AER)Euro

    1.97

    Deposit Term

    1 year

    Tier

    €500,000+

    Annual Interest % (Gross/AER)Euro

    1.99

    Deposit Term

    6 months

    Tier

    €10,000+

    Annual Interest % (Gross/AER)Euro

    0.45

    Deposit Term

    6 months

    Tier

    €100,000+

    Annual Interest % (Gross/AER)Euro

    1.67

    Deposit Term

    6 months

    Tier

    €500,000+

    Annual Interest % (Gross/AER)Euro

    1.72

    Deposit Term

    3 months

    Tier

    €10,000+

    Annual Interest % (Gross/AER)Euro

    0.20

    Deposit Term

    3 months

    Tier

    €100,000+

    Annual Interest % (Gross/AER)Euro

    0.30

    Deposit Term

    3 months

    Tier

    €500,000+

    Annual Interest % (Gross/AER)Euro

    0.40

    Important information

    • We will open a fee-free servicing account (Money Market Call Account) to allow you to    
      • Make your initial deposit.
      • Withdraw your money at the end of the term.
    • The interest rates advertised are not fixed until receipt of your deposit and any supporting documentation required to open your Fixed Term Deposit.
    • You can't withdraw your money before the end of the fixed term. We will take your circumstances into account and may make an exception in a special case but there will be a charge and you may potentially lose some of your capital deposited.
    • No additional deposits are allowed

    At the end of term we will:

    • for accounts where the term is less than 12 months, reinvest the entire balance of the account in a new Fixed Term Deposit account with a term that is the same and at the new rate of interest that applies on the date of reinvestment
    • for accounts where the term is 12 months or more, pay the entire balance of the account to the servicing account.

    Definitions:

    • Gross rate: is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
    • AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will include an AER, it makes it easier for you to compare what return you can expect from your savings over time.
  • You're eligible if:

    • You are aged 18 or over.
    • You can deposit a minimum of £10,000, $10,000 or €10,000 in the account.

    Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.

    1 Year term is not available for Irish residents.

    Check eligibility

  • There is no fee for opening and holding a Fixed Term Deposit.

  • Please note there are separate versions of the terms and conditions documents for

    1. accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited (LBISL) and 
    2. all other accounts held with Lloyds Bank Corporate Markets plc (LBCM) which were NOT held with Lloyds Bank (International Services) Limited accounts until 1 August 2022.

    Customer Relationship Agreement – LBCM (PDF, 383KB) [excluding accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]

    Customer Relationship Agreement – Ex-LBISL (PDF, 313KB) [for Lloyds Bank Corporate Markets plc accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]

    Account terms and conditions PDF - LBCM (PDF, 226KB) [excluding accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]

    Account terms and conditions – Ex-LBISL (PDF, 324KB) [for Lloyds Bank Corporate Markets plc accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]

Frequently asked questions

Telephone application

Is international banking for you? Check whether you are eligible for the product you're interested in:

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Want to talk about your international finances?

Leave your details and we'll call you back to arrange a no-obligation appointment with an international financial adviser.

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Depositor compensation schemes

Read more information about depositor compensation schemes.

Read about the scheme

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