Foreign exchange services

Our foreign exchange services allow you to move money between different currencies.

You should be aware of the potential risks of foreign exchange rates changing.

If you convert your money back to the original currency you may incur a loss as a result of our foreign exchange margins and movements in the market.

I'd like to see:

International money transfers

Lloyds Bank International Foreign Exchange services (One-off transfers)

Make international payments online or by phone.

Good for

  • Sending money to friends and family abroad.
  • Paying your mortgage or local bills.

Benefits:

  • Send and receive money internationally for free.
  • Transfer money between your currency accounts.
  • All major currencies available.

Need to know

  • You need to have a current or savings account with us to use this service.
  • Correspondent and recipient bank charges may apply.
  • The amount received will vary as the exchange rate fluctuates constantly.
  • Penalties may apply, dependent on account withdrawal restrictions.
  • Where payments involve moving money from one currency to another and the exchange rate has not been booked. Changes in rates of exchange may occur and cause the value of the payment to go up or down.

Spot Foreign Exchange

Lloyds Bank International Foreign Exchange services (One-off transfers).

Make international payments and exchange one currency for another at the current exchange rate.

Good for

  • Transferring money straight away in different currencies.
  • Buying goods online in different currencies.

Benefits

  • Send and receive money internationally for free.
  • Transfer money between your currency accounts.
  • All major currencies available.

Need to know

  • You need to have a current or savings account with us to use this service.
  • Correspondent and recipient bank charges may apply.
  • Charges may apply, dependent on account withdrawal restrictions.
  • Where payments involve moving money from one currency to another and the exchange rate has not been booked. Changes in rates of exchange may occur and cause the value of the payment to go up or down.

Regular Currency Plan

Lloyds Bank International Foreign Exchange services (Regular transfers)

An efficient way of making regular currency exchange transfers.

Good for

  • Making overseas mortgage payments.
  • Paying a currency salary back to your home country.
  • Payments to relatives overseas.

Benefits

  • Regular transfers with foreign exchange.
  • No commission charges.
  • No minimum transfer required.
  • No charges for making international payments online or by phone.

Need to know

  • You need to have a current or savings account with us to use this service.
  • Correspondent and recipient bank charges may apply.
  • The amount received will vary as the exchange rate fluctuates constantly.
  • Penalties may apply, dependent on account withdrawal restrictions.
  • Where payments involve moving money from one currency to another and the exchange rate has not been booked. Changes in rates of exchange may occur and cause the value of the payment to go up or down.

Limit Order Foreign Exchange

Lloyds Bank International Foreign Exchange services (Future transfers)

Place an order to exchange your money when an agreed target rate is struck.

Good for

  • The rate you want to achieve is not currently available.
  • A transfer is not needed immediately.

Benefits

  • Set a target exchange rate for your transaction.
  • Arrange a conversion to the required currency when the rate reaches a certain level.
  • No commission charges.
  • No charges for making international payments online or by phone.

Need to know

  • £100,000 minimum order or currency equivalent.
  • Only available to Premier Banking customers.
  • You need to have a current or savings account with us to use this service.
  • Correspondent and recipient bank charges may apply.
  • Penalties may apply, dependent on account withdrawal restrictions.
  • An efficient way of making regular currency exchange transfers.

Need help?

From the UK call:

03457 449900

Outside the UK, call:

+44 (0) 1539 736626

Open 8am - 8pm, Monday to Sunday UK time. Calls may be monitored/recorded.

Please note that although our lines are always open, not all Telephone Banking services are available 24 hours a day. There may be limits on payments you can make and we may not be able to start processing all payments instructed out of normal banking hours. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider

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International current accounts

Current accounts available in Sterling, Euro and US Dollar

 

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Guide to sending money abroad

Help and guidance on how to transfer money overseas.

Overseas money transfersMore information