Money Market Call Account

Lloyds Bank International Savings Account.

Benefits

  • Save in most major currencies.
  • Instant access to your money via PhoneBank or Internet Banking.
  • Interest paid monthly for Sterling, Euro and US dollar accounts, and half yearly for other currencies.

Need to know

  • Variable rate based on current interest rates in the money markets.
  • Minimum deposit £10,000. Other currencies vary.
  • Available in many countries but not all. See eligibility below.
  • Money Market Call Account

    • Instant access savings account
    • Available in most major currencies
    • 24/7 access through Internet Banking
    • PhoneBank available 6am – Midnight UK time, 7 days per week. Calls may be monitored/recorded
    • Variable interest rate
    • Interest paid monthly for Sterling, Euro and US dollar accounts, and half yearly for other currencies
    • Minimum initial deposit £10,000. Other currencies vary
    • Full flexibility – make new deposits into your account at any time.

    To apply for this this account, please contact our new business team:

    From within the UK, call: 0800 055 6358

    From outside the UK, call: +44 (0) 1624 641825

    Monday – Friday, 8am - 5pm, UK time

    Telephone calls may be recorded and monitored.

    • You are aged 18 or over.
    • You can deposit a minimum of £10,000 in the account.

    Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.

    Check eligibility

    To apply for this this account, please contact our new business team:

    From within the UK, call: 0800 055 6358

    From outside the UK, call: +44 (0) 1624 641825

    Monday - Friday 8am-6pm and Saturday 9.30am-1.30pm UK time.

    Telephone calls may be recorded and monitored.

    • Interest rates are variable and tiered i.e. the more you deposit, the higher the interest you earn.
    • Interest is paid monthly for Sterling, Euro and US Dollar accounts.
    • For other currencies, interest is paid half yearly.

    To obtain an interest rate offer for the currency you want to save in, please contact us on +44 (0) 1539 879740.

    To apply for this this account, please contact our new business team:

    From within the UK, call: 0800 055 6358

    From outside the UK, call: +44 (0) 1624 641825

    Monday – Friday, 8am - 5pm, UK time

    Telephone calls may be recorded and monitored.

  • Please note there are separate versions of the terms and conditions documents for
    1) accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited (LBISL) and 
    2) all other accounts held with Lloyds Bank Corporate Markets plc (LBCM) which were NOT held with Lloyds Bank (International Services) Limited accounts until 1 August 2022.

Charges and fees

  • International Moneymover Service* Free:
    • Through Currency Internet Banking
    • Through International PhoneBank, in branch, or in writing
    • To your other accounts held with Lloyds Banking Group
     
    Correspondent Bank Fee*

    Zone 1 (USA, Canada and Europe)

    £12

    Zone 2 (Rest of the world)

    £20

    (Note: For the purposes of the Correspondent Bank Fee, Europe is defined as all EEA countries plus Jersey, Guernsey, Isle of Man, Monaco, San Marino and Switzerland)

    Electronic Funds Transfer
    (CHAPS payments within the British Isles)

    £30

     
    Recalling a payment

    We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.

    Lloyds Bank International do not charge customers to recall a payment, however any return of funds may be subject to deductions in the form of:

     
    • Beneficiary bank or other institutions return payment fees
    • Foreign bank charges
    • Foreign exchange fluctuations
     

     

    * When making an International Payment there are two charging methods:

    Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges.

    Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank.

  • Electronic Bank Transfer from another financial institution Free
    Cheque Collections Cheques up to £100: £5

    Cheques of £100 and above:
    25p per £100 (min £15, max £80 per cheque)
    Cheque negotiation to Sterling account
    The correspondent bank may impose an additional charge based on the value of the cheque.
    Cheques up to £100: £5

    Cheques of £100 and above:
    25p per £100 (min £8, max £80 per cheque)

    Cheques in a foreign currency drawn in a different country (e.g. US Dollars drawn in France, but not UK):
    25p per £100
    (min £10, max £80 per cheque)
    Cheque negotiation to currency account
    The correspondent bank may impose an additional charge based on the value of the cheque.
    Cheques in the same currency as the account: £2 per cheque

    Cheques requiring currency conversion: £4 per cheque
  • Supplying copies of previous bank statements £5 per request
    An administration charge may be made for excessive requests.
    Courier for debit cards £15 for the first card, £30 at renewal

Frequently asked questions

Telephone application

Is international banking for you? Check whether you are eligible for the product you're interested in:

Check eligibility

Want to talk about your international finances?

Leave your details and we'll call you back to arrange a no-obligation appointment with an international financial adviser.

Book an appointment

Depositor compensation schemes

Read more information about depositor compensation schemes

More about the schemes

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