International buy-to-let
If you’re looking to purchase a new investment rental or add to your investment rentals in the UK, we can help you find the right buy-to-let mortgage.
This product is designed for customers living in qualifying countries and is issued by Lloyds Bank Corporate Markets plc, a wholly-owned subsidiary of Lloyds Banking Group plc.
Features and benefits
Let’s break it down
You could lose your property if you don’t keep up your mortgage repayments.
Let’s look at the details
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The International buy-to-let mortgage is offered to customers residing in the following qualifying countries:
Qualifying countries Australia
Bahrain
Bermuda
British Virgin Islands
Cayman Islands
Cyprus
Falklands
France
Germany
Gibraltar
Hong Kong
Italy
Oman
Qatar
Saudi Arabia
Spain
Switzerland
Thailand
United Arab Emirates
Customers can receive their income and have their affordability assessed in five different currencies only. These are USD, EURO, CHF, AUD, IDR.
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The deposit amount can vary depending on your lender’s requirements. You’ll typically need at least a 30% deposit, which gives you a loan to value (LTV) ratio of 70%.
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Buy-to-let mortgages are intended for rental purposes therefore you cannot live in the property.
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Lloyds International conducts its business in line with local legal and regulatory requirements, including anti-money laundering laws. These laws may need Lloyds International to pass on information that would otherwise be confidential. Disclosure may happen if Lloyds International suspects that a customer is benefiting from or engaging in criminal activity, including tax fraud.
Lending is at Lloyds International’s discretion, and you must be 21 or over to apply. Security may be needed.