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Why Lloyds International

Discover the benefits of International Banking.

Features and benefits

Free international transfers

We won’t charge you for international transfers, but receiving banks may still charge.

24/7 banking

You can bank with us 24/7 through the app, telephone or online banking.

A currency for your needs

We offer current and savings accounts in sterling, euro and US dollar.

    • Financial advantages. Our current and savings account solutions can help to reduce the cost of foreign exchange transactions and manage currency fluctuations.
    • 24/7 access to your money. Enjoy the convenience of holding accounts in multiple currencies with a single bank, that you can manage with online.
    • Specialist advice always on hand. Our English-speaking advisers can assist you with a wide range of International banking issues.
    • A dedicated relationship manager. With our International Private Banking service.

    Customers with £250,000 (or currency equivalent) or more with Lloyds International and Lloyds International Private Banking can use our International Private Banking service.

Is Lloyds International for me?

Lloyds international banking solutions are designed for people who need to deal with the complexity of international life.

Who it's for

Some examples but this list isn't exclusive.

  • Expats moving abroad for work or retirement.
  • People moving to the UK for a short or medium length of time, whether it’s for work or to invest in the UK.
  • Investors who need to manage assets in multiple currencies and across several countries.

Who's it not for?

Lloyds International won't suit your needs if:

  • your wealth is concentrated in a single country
  • you don't make frequent or large foreign exchange transfers
  • you don't meet our criteria, or you're living in a country where international regulations prevent us from offering our services.

Check if you can apply

 
Lloyds Bank app illustration

Eligibility checker

Find out which accounts you can apply for in your country of residence.

Check eligibiltiy

Let’s look at the details

  • Our international banking services are offered by Lloyds Bank Corporate Markets plc.

    Since our accounts are domiciled outside the UK, our services are sometimes referred to as 'offshore'. An offshore bank is simply a bank based in a jurisdiction outside your country of residence.

    It's perfectly legal to have an account in a different jurisdiction but there are tax implications you should be aware of.

    • It is your responsibility to seek independent tax advice and make sure that any tax liability about money deposited is accounted for by you or the appropriate tax authorities.
    • Depending on the country, or countries, where you are resident for tax purposes (note a US citizen is treated as US tax resident) we may be required to inform the tax authorities in the jurisdiction where the account is held (Isle of Man, Jersey or Guernsey) of any assets and interest or other income earned with us. This local tax authority will then inform your country of tax residence.
    • If you live outside the EU member states we pay interest gross of tax, which means we don't take away any tax from the interest paid to you. You'll need to declare your earnings in the appropriate way.

Explore our other options

We have other banking solutions that may better suit your needs.

If you live in the UK

If you live in the UK and don't have international banking requirements, we offer a wide range of services on our UK site.

Lloydsbank.com

If you live on the islands

If you're an Isle of Man or Channel Islands resident, our islands site has services tailored for you.

Lloyds Islands

For business needs

We offer a range of international business and commercial banking solutions for our customers based in Isle of Man or the Channel Islands.

Islands commercial banking

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Foreign exchange services

Move money between different currencies and make international payments.

Foreign exchange services

Country guides

Thinking about moving to a new country? Learn about some of the things that could help you move and settle in quickly.

Country guides

Depositor compensation schemes

Read more information about depositor compensation schemes.

Read about the schemes

International products and services

International banking can help you manage your finances in multiple countries and currencies.

Our products and services

International products and services

International banking can help you manage your finances in multiple countries and currencies.

Our products and services