International Bonus Saver Account
Lloyds Bank International Savings Account
Features and benefits
- Instant Access
- Choice of 3 currencies
- Bonus
- Anytime deposits
- 24/7 worldwide access to your money with Internet Banking
Instant access account with no charges for withdrawals.
Available in Sterling, US Dollar and Euro.
Earn a bonus rate in the first year.
Make new deposits into your account at any time.
Keep in mind
- Minimum deposit
- Monthly interest
- Interest reduction
- Where the account is domiciled
- Eligibility
Minimum deposit: £5,000/US$5,000/€5,000
Interest is paid monthly.
After 12 months the interest rate will automatically reduce.
Accounts are domiciled in the Isle of Man.
Available in many countries but not all and other criteria applies, please see below.
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- Available in Sterling, US Dollar and Euro.
- Minimum deposit £5,000/$5,000/€5,000.
- No Maximum deposit.
- Interest paid monthly.
- Instant access to your savings.
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You're eligible if:
- You are aged 18 or over.
- You can deposit a minimum of £5,000/US$5,000/€5,000 (as applicable) in each account you open
Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.
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Sterling Bonus Saver Account
Current interest rates
Interest is paid monthly and is variable. Bonus rate is fixed for the first 12 months from account opening.
Account balance
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Bonus
Account balance
£1+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.22
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.77
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.23
AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.77
Bonus
0.45
Account balance
£100,000+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.41
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.77
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.42
AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.77
Bonus
0.64
Account balance
£1,000,000+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.55
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.77
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.56
AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.77
Bonus
0.78
US Dollar Bonus Saver Account
Current interest rates
Interest is paid monthly and is variable. Bonus rate is fixed for the first 12 months from account opening.
Account balance
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Bonus
Account balance
$1+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.45
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.95
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.46
AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.95
Bonus
0.50
Account balance
$100,000+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.62
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.95
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.63
AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.95
Bonus
0.67
Account balance
$1,000,000+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
1.77
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.95
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
1.78
AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.95
Bonus
0.82
Euro Bonus Saver Account
Current interest rates
Interest is paid monthly and is variable. Bonus rate is fixed for the first 12 months from account opening.
Account balance (Euro)
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Bonus
Account balance (Euro)
€1+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.01
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.01
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.01
AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.01
Bonus
0.00
Account balance (Euro)
€50,000+
Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.51
Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
0.01
AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.51
AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
0.01
Bonus
0.50
Charges and fees
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International Moneymover Service*
Free:
- through Internet Banking
- through International PhoneBank, in branch, or in writing
- to your other accounts held with Lloyds Banking Group.
Correspondent Bank Fee*
Zone 1 (USA, Canada and Europe)
£12
Zone 2 (Rest of the world)
£20
(Note: For the purposes of the Correspondent Bank Fee, Europe is defined as all EEA countries plus Jersey, Guernsey, Isle of Man, Monaco, San Marino and Switzerland)
Electronic Funds Transfer
(CHAPS payments within the British Isles)£30
Recalling a payment
We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.
Lloyds Bank International do not charge customers to recall a payment, however any return of funds may be subject to deductions in the form of
- Beneficiary bank or other. institutions return payment fees.
- Foreign bank charges.
- Foreign exchange fluctuations.
* When making an International Payment there are two charging methods:
Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges.
Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank.
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Electronic Bank Transfer from another financial institution
Free
Cheque collections
Cheques up to £100: £5
Cheques of £100 and above:
25p per £100 (min £15, max £80 per cheque)
Cheque negotiation to Sterling account
The correspondent bank may impose an additional charge based on the value of the cheque.
Cheques of £100 and above:
25p per £100 (min £8, max £80 per cheque)
Cheques in a foreign currency drawn in a different country (e.g. US Dollars drawn in France, but not UK):
25p per £100
(minimum £10, maximum £80 per cheque)
Cheque negotiation to currency account
The correspondent bank may impose an additional charge based on the value of the cheque.
Cheques in the same currency as the account: £2 per cheque
Cheques requiring currency conversion: £4 per cheque
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Supplying copies of previous bank statements
£5 per request
An administration charge may be made for excessive requests.
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Please note there are separate versions of the terms and conditions documents for:
- accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited (LBISL) and
- all other accounts held with Lloyds Bank Corporate Markets plc (LBCM) which were NOT held with Lloyds Bank (International Services) Limited accounts until 1 August 2022.
Customer Relationship Agreement – LBCM (PDF, 383 KB) [excluding accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]
Customer Relationship Agreement – Ex-LBISL (PDF, 313 KB) [for Lloyds Bank Corporate Markets plc accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]
Account terms and conditions - LBCM (PDF, 226 KB) [excluding accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]
Account terms and conditions – Ex-LBISL (PDF, 324 KB) [for Lloyds Bank Corporate Markets plc accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited]