International Bonus Saver Account

Lloyds Bank International Savings Account

Features and benefits

  • Instant Access
  • Instant access account with no charges for withdrawals.

  • Choice of 2 currencies
  • Available in Sterling and US Dollar.

  • Bonus
  • Earn a bonus rate in the first year.

  • Anytime deposits
  • Make new deposits into your account at any time.

  • 24/7 worldwide access to your money with Internet Banking

Keep in mind

  • Minimum deposit
  • Minimum deposit: £5,000/US$5,000.

  • Monthly interest
  • Interest is paid monthly.

  • Interest reduction
  • After 12 months the interest rate will automatically reduce.

  • Country of residence
  • Accounts are domiciled in the Isle of Man.

  • Eligibility
  • Available in many countries but not all and other criteria applies, please see below.

Apply for a Bonus Saver Account

Apply now
    • Available in Sterling and US Dollar.
    • Minimum deposit £5,000/$5,000.
    • No Maximum deposit.
    • Interest paid monthly.
    • Instant access to your savings.
  • You're eligible if:

    • You are aged 18 or over.
    • You can deposit a minimum of £5,000/US$5,000 (as applicable) in each account you open

    Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.

    Check eligibility

  • Sterling Bonus Saver Account

    Current interest rates

    Interest is paid monthly and is variable. Bonus rate is fixed for the first 12 months from account opening.

    Account balance

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Bonus

    Account balance

    £1+

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    1.00

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.55

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    1.00

    AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.55

    Bonus

    0.45

    Account balance

    £100,000+

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    1.05

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.55

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    1.06

    AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.55

    Bonus

    0.50

    Account balance

    £1,000,000+

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    1.20

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.55

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    1.21

    AER without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.55

    Bonus

    0.65

    US Dollar Bonus Saver Account

    Current interest rates

    Interest is paid monthly and is variable. Bonus rate is fixed for the first 12 months from account opening.

    Account balance

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Bonus

    Account balance

    $1+

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    1.16

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.73

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    1.17

    AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.73

    Bonus

    0.43

    Account balance

    $100,000+

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    1.26

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.73

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    1.27

    AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.73

    Bonus

    0.53

    Account balance

    $1,000,000+

    Gross interest rate (variable) with bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    1.41

    Gross interest (variable) without bonusThe Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

    0.73

    AER with BonusAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    1.42

    AER Without Bonus AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    0.73

    Bonus

    0.68

Charges and fees

  • International Moneymover Service*

    Free:

    • through Internet Banking
    • through International PhoneBank, in branch, or in writing
    • through Standing Order
    • to your other accounts held with Lloyds Banking Group.

    Correspondent Bank Fee*

    Zone 1 (USA, Canada and Europe)

    £12

    Zone 2 (Rest of the world)

    £20

    (Note: For the purposes of the Correspondent Bank Fee, Europe is defined as all EEA countries plus Jersey, Guernsey, Isle of Man, Monaco, San Marino and Switzerland)

    Electronic Funds Transfer
    (CHAPS payments within the British Isles)

    £30

    Recalling a payment

    We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.

    Lloyds Bank International do not charge customers to recall a payment, however any return of funds may be subject to deductions in the form of

    • Beneficiary bank or other. institutions return payment fees.
    • Foreign bank charges.
    • Foreign exchange fluctuations.

    * When making an International Payment there are two charging methods:

    Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges.

    Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank.

  • Electronic Bank Transfer from another financial institution

    Free

    Cheque collections

    Cheques up to £100: £5

    Cheques of £100 and above:

    25p per £100 (min £15, max £80 per cheque)

    Cheque negotiation to Sterling account

    The correspondent bank may impose an additional charge based on the value of the cheque.

    Cheques of £100 and above:

    25p per £100 (min £8, max £80 per cheque)

    Cheques in a foreign currency drawn in a different country (e.g. US Dollars drawn in France, but not UK):

    25p per £100

    (minimum £10, maximum £80 per cheque)

    Cheque negotiation to currency account

    The correspondent bank may impose an additional charge based on the value of the cheque.

    Cheques in the same currency as the account: £2 per cheque

    Cheques requiring currency conversion: £4 per cheque

  • Supplying copies of previous bank statements

    £5 per request

    An administration charge may be made for excessive requests.

     

Telephone application

Is international banking for you? Check whether you are eligible for the product you're interested in:

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How we can help

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Depositor compensation schemes

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