Crown Dependencies Eco Home Mortgage

We like to reward our customers for making more sustainable choices when it comes to their homes. Our Eco Mortgage provides qualifying customers with better mortgage rates when compared against our standard mortgage offers.

How do I qualify for an Eco Mortgage?

If you're buying an energy-efficient home or have recently made improvements to enhance your property's energy efficiency, you may be eligible by providing a valid Energy Performance Certificate (EPC).

For Isle of Man customers, the property must achieve an EPC rating of B or above or have an SAP rating of 84+.

For Jersey and Guernsey customers, the property must achieve an average EPC of B across Energy Cost and Environmental Impact ratings on their certificate.

Find out how to get an EPC

Find out about our Eco Home Mortgage Rates

Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.

You could lose your home if you don’t keep up your mortgage repayments.

How to apply

Use our contact form or call us to make an appointment.

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Key terms explained

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Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.

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The Bank conducts its business in accordance with local legal and regulatory requirements, including anti-money laundering requirements which require the Bank to disclose information that would otherwise be confidential in circumstances where the Bank suspects its customer is benefiting or engaging in criminal activity including tax fraud.

Lending is at the Bank’s discretion and you must be 18 or over to apply. Security may be required.