Borrowing more

If you’re already a customer in the Channel Islands or Isle of Man and you’d like to borrow more on your mortgage, get in touch. 

Features and benefits

Our mortgage experts will find a deal that suits your needs. We’ll also explain any changes to your monthly payments .


  • £10,000 is the minimum amount you can borrow. If you need to borrow less, we have other options available
  • you can borrow up to 90% of the value of your property, including your existing mortgage and additional borrowing. Lending is at the Bank’s discretion. 
  • you must have had your current Lloyds Bank International mortgage for more than six months
  • your payments must be up-to-date and security will be required
  • you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply . 

This product is designed for customers living in the Channel Islands or the Isle of Man.

Information on our mortgages for customers in the United Kingdom.

Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.

You could lose your home if you don’t keep up your mortgage repayments.

Mortgage calculator

Use our simple mortgage calculator to find out what your mortgage payments might be and discover a mortgage deal to suit you with Lloyds Bank International.

Calculate now

Key terms explained

Get up to speed on mortgage terms before you start.

Learn key terms

Branch finder

Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.

Find your branch

The Bank conducts its business in accordance with local legal and regulatory requirements, including anti-money laundering requirements which require the Bank to disclose information that would otherwise be confidential in circumstances where the Bank suspects its customer is benefiting or engaging in criminal activity including tax fraud.