We have redesigned our website for customers in the Channel Islands and Isle of Man. We hope you like our new look.

Borrowing more

If you’re already a customer in the Channel Islands or Isle of Man and you’d like to borrow more on your mortgage, get in touch. 

Features and benefits

Our mortgage experts will find a deal that suits your needs. We’ll also explain any changes to your monthly payments .

Criteria:

  • £10,000 is the minimum amount you can borrow. If you need to borrow less, we have other options available
  • you can borrow up to 90% of the value of your property, including your existing mortgage and additional borrowing. Lending is at the Bank’s discretion. 
  • you must have had your current Lloyds Bank International mortgage for more than six months
  • your payments must be up-to-date and security will be required
  • you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply . 

This product is designed for customers living in the Channel Islands or the Isle of Man.

Information on our mortgages for customers in the United Kingdom.

Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage calculator

See how much you could borrow, compare rates, deals and monthly payments.

Key terms explained

Get up to speed on mortgage terms before you start.

Branch finder

Find your local team in Jersey, Guernsey, Alderney, or the Isle of Man and arrange a visit.