Island current accounts
Our Island current accounts provide a choice of ways to manage your money day to day. They’re designed for customers living in Jersey, Guernsey, Alderney and the Isle of Man.
Compare island current accounts and find the one that’s right for you.
|
Account name |
Features and benefits |
Eligibility |
Arranged overdraft available? |
Fees |
|
|---|---|---|---|---|---|
Account nameIsland Cheque Account |
Features and benefitsNo minimum opening balance |
Eligibility
|
Arranged overdraft available?Yes |
FeesNone |
|
Account nameIsland Gold Account |
Features and benefits
|
Eligibility
|
Arranged overdraft available?Yes |
Fees£9 monthly fee |
|
Account nameIsland Premier Account |
Features and benefits
|
Eligibility
|
Arranged overdraft available?Yes |
Fees£15 monthly fee |
|
Account nameIsland Future Account |
Features and benefits
|
Eligibility
|
Arranged overdraft available?No overdraft available on this account |
FeesNone |
These products are designed for customers living in the Channel Islands or the Isle of Man.
Information on our current accounts for customers in the United Kingdom.
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Opening a current account with Lloyds can be done through our branches. We’ll just need a few details from you as part of your application.
- Proof of identity - your driving license or passport
- Personal details - this includes your date of birth, nationality, and marriage status
- Your address - current home address and how long you have lived there
- Contact details - your phone number and your email address
- Income - how much money you earn each month
- Employment - we’ll need to know what your job is
- Outgoings - we might need to know how much money you spend on bills, like mortgages and rent
Frequently asked questions
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You can have as many current accounts as you like. There is no official limit on how many you can open and use at once.
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Yes. You can do this at a Lloyds Bank branch or at Post Office ® branches nationwide.
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When you open a new current account it could mean a slight change in credit score. This change is temporary.
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To open a current account you need to be 18 or over and living in the Channel Islands or the Isle of Man.
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Switching current accounts
Switching to a current account with Lloyds is simple and secure:
- use the Current Account Switching Service
- you can transfer everything in seven working days
- you choose a switch date that suits you
- important payments like Direct Debits, salary and standing orders are moved over
- over 99% of UK current accounts are covered by the Current Account Switch Guarantee
- every bank and building society follows the same process
- if anything goes wrong, we will refund any interest or charges on your old or new account as a result.