Compare island current accounts and find the one that’s right for you.

A comparison table of our current accounts

Account name

Features and benefits

Eligibility

Arranged overdraft available?

Fees

Account name

Island Cheque Account

Features and benefits

No minimum opening balance

Eligibility

  • 18+
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

Yes

Fees

None

Account name

Island Gold Account

Features and benefits

  • Multi-trip worldwide family travel cover
  • Discount on AA European Breakdown Cover
  • Commission-free travel money

Eligibility

  • 18+
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

Yes

Fees

£9 monthly fee

Account name

Island Premier Account 

Features and benefits

  • Multi-trip worldwide family travel cover
  • 20% discount on AA European Breakdown Cover
  • Commission-free travel money

Eligibility

  • 18+
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

Yes

Fees

£15 monthly fee

Account name

Island Future Account 

Features and benefits

  • Ideal first account for young people
  • interest on balances of £1+

Eligibility

  • 11-18 years old
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

No overdraft available on this account

Fees

None

Get in touch to apply

Get in touch to apply

Your local team in Jersey, Guernsey, Alderney or the Isle of Man will help you choose the right account and apply.

Make an appointment

These products are designed for customers living in the Channel Islands or the Isle of Man.

Information on our current accounts for customers in the United Kingdom.

  • Opening a current account with Lloyds can be done through our branches. We’ll just need a ​few details from you as part of your application.​

    • Proof of identity - your driving license or passport​
    • Personal details - this includes your date of birth, nationality, and marriage status​
    • Your address - current home address and how long you have lived there​
    • Contact details - your phone number and your email address​
    • Income - how much money you earn each month​
    • Employment - we’ll need to know what your job is​
    • Outgoings - we might need to know how much money you spend on bills, ​like mortgages and rent​

Frequently asked questions

Switch to Lloyds Bank International

Switch to Lloyds Bank International

Once your account is open we’ll transfer everything across securely in 7 working days.

Current Account Switch Guarantee (PDF, 32KB)

  • Switching current accounts​

    Switching to a current account with Lloyds is simple and secure:​

    • use the Current Account Switching Service​
    • you can transfer everything in seven working days​
    • you choose a switch date that suits you​
    • important payments like Direct Debits, salary and standing orders are moved over​
    • over 99% of UK current accounts are covered by the Current Account Switch Guarantee​
    • every bank and building society follows the same process​
    • if anything goes wrong, we will refund any interest or charges on your old or new​  account as a result.

    Arrange for us to contact you - online form

    Visit us in branch

Guide to switching

See what you can expect from switching with the Switch Service Guide.

Branch finder

Find your local team in Jersey, Guernsey, Alderney, or the Isle of Man and arrange a visit.