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Compare island current accounts and find the one that’s right for you.

A comparison table of our current accounts

Account name

Features and benefits

Eligibility

Arranged overdraft available?

Fees

Account name

Island Cheque Account

Features and benefits

No minimum opening balance

Eligibility

  • 18+
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

Yes

Fees

None

Account name

Island Gold Account

Features and benefits

  • Multi-trip worldwide family travel cover
  • Discount on AA European Breakdown Cover
  • Commission-free travel money
  • Local benefits and discounts

Eligibility

  • 18+
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

Yes

Fees

£9 monthly fee

Account name

Island Premier Account 

Features and benefits

  • Multi-trip worldwide family travel cover
  • 20% discount on AA European Breakdown Cover
  • Commission-free travel money
  • Local benefits and discounts

Eligibility

  • 18+
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

Yes

Fees

£15 monthly fee

Account name

Island Future Account 

Features and benefits

  • Ideal first account for young people
  • 0.2% interest on balances of £1+

Eligibility

  • 11-17 years old
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

No overdraft available on this account

Fees

None

Account name

Island Graduate Account 

Features and benefits

  • 3 year duration
  • Interest free £2,000 overdraft in your first year, £1,500 in your second year and £1,000 in your third year.
  • Graduate loan of up to £10,000 

Eligibility

  • Graduates 18+
  • Resident of Channel Islands or Isle of Man

Arranged overdraft available?

Yes

Fees

None

Get in touch to apply

Your local team in Jersey, Guernsey, Alderney or the Isle of Man will help you choose the right account and apply.

Make an appointment

These products are designed for customers living in the Channel Islands or the Isle of Man.

Information on our current accounts for customers in the United Kingdom.

Switch to Lloyds Bank International

Once your account is open we’ll transfer everything across securely in 7 working days.

Guide to switching

See what you can expect from switching with the Switch Service Guide.

Branch finder

Find your local team in Jersey, Guernsey, Alderney, or the Isle of Man and arrange a visit.